Credit Cards 101
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Credit Karma Served Misleading Pre-Approved Credit Card Offers, Fined $3,000,000 by the FTC
According to the FTC (Federal Trade Commission), from February 2018 to April 2021, Credit Karma showed many users credit card offers labeled Pre-Approved even though they did not a...
Chase Reissued Some 2019 or 2020 Credit Card-Related 1099-MISC Forms; You May Need to Amend Your Taxes
According to reports from DOC and the US Credit Card Guide forum, Chase has recently reissued 2019 or 2020 1099-MISC tax forms to some users. The reason appears to be that certain...
"Issue Starting to Be Resolved": Chase Not Approving Credit Card Applications from IP Addresses in Certain States and Regions Due to Economic Sanctions
According to comments on DOC, this issue is now starting to be resolved, and credit card applications that were previously denied for this reason are being approved again. Accordin...
What Should You Do If There’s Negative Information on Your Credit Report? How to Repair It and Improve Your Credit Score
In the U.S., your credit report and credit score are very important. If negative information appears, it’s important to catch it early and address it promptly. This article will wa...
What Information Is Printed on a Credit Card? What Does It Mean?
Today we’ll walk through the important information printed on the front and back of a credit card....
September Only: AMEX MR Transfer Bonuses to 12 Airline and Hotel Partners
From September 1 through September 30, transfers from American Express Membership Rewards to many airline and hotel partners are eligible for bonuses: Promotion The bonus varies de...
Useful AMEX Links Roundup: Credit Limit Increase, Free Credit Report, Document Uploads, Disputes, FR Support, and More
When you need to send documents to a bank—or when the bank asks you for documents—the most common methods are mail or fax, both of which can be a hassle. Banks also provide some on...
Capital On Tap Business Credit Card: $1,200 Welcome Bonus After $50,000 Spend
Apply for the Capital On Tap business credit card through the link below to earn a $1,200 welcome bonus. The catch is that you need to spend $50,000 within six months. So this is e...
"Tested and works": AMEX Marriott Bonvoy Brilliant $300 hotel credit can be used to activate EGC
I tested the AMEX Marriott Bonvoy Brilliant $300 hotel credit, and it does indeed work for activating an EGC purchase. If you still haven’t used up your credit, don’t miss it. Also...
How Do You Have a U.S. Credit Card Mailed to China?
For some people traveling in China or those who have been living in China for a long time, how do you receive new credit cards and renewed credit cards? Let’s explain how to have U...
Citi Credit Cards Can Now Automatically Waive a Late Fee via Online Chat
Citi credit card holders can now use online chat to contact the automated customer service system and submit a request to have a Late Fee waived. If the system determines that you...