Cardless Avianca LifeMiles Elite Credit Card Review

Apply now

Full review

Cardless Avianca Credit Card

Silver status upon opening the card

  • Welcome bonus: 40,000 miles (spend $3,000 in the first 90 days)
  • Rewards: 2x on Avianca purchases, travel, and dining; 1x on all other purchases
  • Redemption: Redeem for Avianca and Star Alliance flights
  • Annual fee: $99
  • Apply now>>

Benefits

  • Avianca Silver status: You receive Silver status automatically just for holding the card, which includes lounge access, cabin upgrades, and free checked bags. Official benefits page
  • No Foreign Transaction Fee (FTF).

Drawbacks

  • Cardless is a relatively new bank, so its benefits and welcome bonus may not be very stable.

My Take

The biggest selling point of this card is the automatic Silver elite status. If you already have lounge access through a PP card, the value of this card is actually not that high. Its other in-flight benefits are better suited for people who fly Avianca frequently.

Application

  • This card is a non-core AMEX product that only uses the AMEX application channel, and it does not count toward AMEX's 5-card limit.
  • You only need to enter the last four digits of your SSN to apply, and the card pulls your Experian credit report.
  • The welcome bonus can only be earned once. This product is not available to either (i) current cardholders of any Avianca LifeMiles American Express® card, or (ii) previous cardholders of any Avianca LifeMiles American Express® card who received a new cardholder bonus for any Avianca LifeMiles American Express® card.

Application Link