Banking & Investing 101
247 posts
Bask Bank Checking Account Review: Earn $300 + 3% APY
This $300 + 3% APY bank bonus is very easy to earn: just keep $1,500 on deposit and make 5 debit card purchases totaling $50....
Merrill Edge Investment Account: Up to $1,000 Opening Bonus!
If you have BofA Platinum Rewards, you can get up to $1,000 with the offer link below....
Charles Schwab Account Guide: Free ATM Withdrawals Worldwide, Zero-Commission Stock Trading, and a $50/$1,000 Welcome Bonus
Schwab has updated its account opening bonus: you now only need to fund the account within 45 days to earn up to $1,000. Details below....
Discover Checking and Savings Review: Up to $400 Bonus, Plus Some Tricks
Discover Savings now has $150/$200/$400 account opening bonuses. You only need to deposit $15,000/$25,000/$45,000. If you don’t have that much cash available at once, you can consi...
"Compensation is here!" Capital One class action: $425 million settlement over savings-rate deception
[2025.8 Update] Compensation is here! Qualified claimants do not need to fill out a form—checks will be automatically mailed to your mailing address, and you can also choose e-paym...
Stanford FCU Checking Account: $620 New-Account Bonus [Important: New Bonus Requirement]
The account’s $500 new-account bonus now requires $2,500 in debit card spending each month for three consecutive months. Please take note....
The Road to Financial Freedom: Retirement Planning — 401(k) and Backdoor Roth Step-by-Step Guide
Today I’m diving into two topics: 401(k) contributions and the backdoor Roth IRA. Once you know these two basics, the next article will cover the advanced mega backdoor strategy so...
EMPFS Emperor Gold Trading Platform Guide: Fund with a Credit Card and Stack Five Account-Opening Rewards
This trading platform is a great fit for people who need to meet a credit card welcome bonus spending requirement, since making a deposit can help you complete it quickly. In addit...
For U.S. Wage Earners: Four Ways to Save Taxes with Retirement Accounts
The key advantage of retirement accounts is tax deferral or tax-free growth. That means you may not owe tax now, or you may avoid tax when you withdraw later—the tax timing gap can...
Interactive Brokers (IB) Review: 1% Transfer Bonus, with a Trick for 12% Annualized Returns
This account now has a referral bonus. The referred customer can receive up to $1,000: net funds transferred into the account within one year of opening can earn a 1% bonus after 1...
How to Use Wise to Complete a Bank Direct Deposit Requirement
Today we’ll cover how to use Wise’s Transfer feature to handle one of the most annoying requirements in many bank-bonus applications: Direct Deposit....