Banking & Investing 101
245 posts
For U.S. Wage Earners: Four Ways to Save Taxes with Retirement Accounts
The key advantage of retirement accounts is tax deferral or tax-free growth. That means you may not owe tax now, or you may avoid tax when you withdraw later—the tax timing gap can...
AMEX Business Checking Review: 30,000 MR Opening Bonus
Some users have been targeted for 50,000 and 70,000 opening bonuses. You can log in through the link below to see whether you were targeted....
Interactive Brokers (IB) Review: 1% Transfer Bonus, with a Trick for 12% Annualized Returns
This account now has a referral bonus. The referred customer can receive up to $1,000: net funds transferred into the account within one year of opening can earn a 1% bonus after 1...
How to Use Wise to Complete a Bank Direct Deposit Requirement
Today we’ll cover how to use Wise’s Transfer feature to handle one of the most annoying requirements in many bank-bonus applications: Direct Deposit....
Fairwinds Credit Union Bank Account Review ($175 Signup Bonus, Up to $500 Credit Card Funding)
The $175 bank account bonus is back. You can also fund the account with up to $500 by credit card when opening it, which can help meet a credit card minimum spending requirement. N...
Wealthfront Cash Account Guide (A Great Hub Account)
A good hub account should have low sensitivity to cash flow, high transfer limits, relatively strong interest, and the ability to pay credit card bills. The Wealthfront Cash Accoun...
BMO Bank: $400 Opening Bonus + $60
BMO Bank (formerly BMO Harris) recently announced a new account-opening promotion, with rewards of up to $400. You can also earn an extra $60 bonus by opening a Savings Builder acc...
WildCard Virtual Card: Subscribe Without a US Card [Now Supports US Mobile Plans]
New use cases have been added, including US mobile services like tello and Ultra Mobile....
Futu Moomoo Stock Investing Platform (Canada): Up to $2,300 Cash Bonus + 6% APY on Cash
Account Opening Bonus Moomoo has also launched an application channel for Canadian customers. If you have a Canadian IP address, you can use the link below to view the Canada offer...
Juno Checking Account: "Explanation of Prior Failed Deposit + 2024 Tax Forms"
Explanation of prior failed deposit + 2024 tax forms...
Upgrade Checking and Savings Accounts Review: Inactivity Fee + ACH Return Fee Coming Soon
Starting March 26, a dormant account fee ($2.50 per month) and an ACH return fee ($6 per occurrence) will be charged. An account is considered inactive if its balance stays below $...