Sign up for an Alliant Credit Union checking account through Rakuten now and earn up to $200 or 20,000 points.

How to earn the bonus:

  • You must apply for and open a new Alliant checking account through Rakuten’s dedicated link.
  • Deposit $500 at account opening.
  • Within 30 days after opening the account, complete one direct deposit of $500 or more (usually payroll, government benefits, or similar deposits from an employer or government agency).
  • After meeting the requirements, the bonus will be credited to your Rakuten account in about 45 days.

Important notes:

  • This offer is for new members only, and each person can receive the bonus only once.
  • You must choose e-statements to avoid the monthly fee. If you close the account within 90 days of opening, a $10 fee will apply.
  • Direct deposit does not include transfers, check deposits, or P2P payments such as PayPal and Venmo.
  • There are reports online that some people were able to make a Fidelity transfer code as a direct deposit, so you may want to try it.

For other large checking account opening bonuses, see: