Posts by ymlulu
Capital One Spark Cash Business Credit Card: $1,000 Welcome Bonus; 2% on All Purchases
The welcome bonus on this card has increased to $1,000, with $10,000 in spending required in the first three months. Since the card itself earns 2% cash back, spending on the card...
BofA Unlimited Cash Rewards Credit Card: $200 + extra 0.5% cash back / $250 sign-up bonus; no annual fee
This card now offers a $250 sign-up bonus. If you don’t put much spend on the card, this is the more straightforward, lower-maintenance choice. If you spend a lot, the offer with $...
U.S. Hotel Points and Loyalty Programs 101: How Hyatt, Marriott, Hilton, and IHG Work
If you live in the U.S. and like to get away now and then to stay at quality hotels, be sure to read this article—it can take your hotel stay experience to the next level....
Citi TYP to LHW 25% transfer bonus: 1,000 points earn 250
Citi ThankYou Points are offering a 25% transfer bonus to Leading Hotels of the World (LHW), and the promotion runs through September 19, 2026. Normally, 1,000 TYP can transfer to...
Airline Miles and Airline Alliances 101: How Beginners Choose Miles and Redeem Award Tickets
You do not need to learn airline miles all at once. Start by understanding airline alliances, partner awards, and a few common mileage programs, then decide how to book based on yo...
Citi AAdvantage Executive Credit Card: 125,000 limited-time welcome bonus; major perk changes and credits!
This card’s welcome bonus has been increased to 125,000 AA miles, but the annual fee is $595, and there aren’t many benefits that do much to offset it. If you’re mainly after the w...
Imprint Rakuten Co-Branded Card (AMEX Channel): Limited-Time $200 Sign-Up Bonus; 4% Cash Back on Online Shopping
The sign-up bonus on this card has now been increased to $200, and it ends on August 25! Rakuten points can be converted to Membership Rewards, which opens up access to a huge numb...
How to Manage a U.S. Credit Card After You Get It: Payments, Annual Fees, Product Changes, Card Closures, Long-Term Holds, and a Multi-Card Setup
My approach to card management is actually pretty simple: when I first get a card, I make sure the payments are handled properly; when the second-year annual fee posts, I reassess...
Truist Checking Account Guide: Record-High $500 Sign-Up Bonus, Detailed Tips and Tricks!
Truist Checking has increased its sign-up bonus. The requirements are not complicated: you need to receive a total of $2,000 in direct deposits and complete 20 debit card purchases...
Wells Fargo Bank Account Guide: Checking Account Bonus of $500, LemFi Can Handle DD
The current bonus for opening a regular Checking account is a record-high $500! And the Direct Deposit requirement is not very high—you only need a total of $1,000 over three month...
2026: How to Choose a U.S. Broker: A Full Comparison of Long-Term Investing, Active Trading, Broker Choices, and Chinese Users
Compare mainstream U.S. stock platforms like Fidelity, Schwab, Moomoo, Webull, and IBKR from the angles of long-term investing, beginner experience, trading fees, interest on idle...
