Bilt is also following Chase in cutting the Hyatt transfer ratio. Through December 31, 2026, Bilt Points transfer to World of Hyatt at 1:1. Starting January 1, 2027, the ratio will drop to 4:3, meaning 10,000 Bilt Points will only become 7,500 Hyatt Points. This cut applies to all Bilt users, with no exception even for the top-tier Bilt Palladium. If you already have a clear Hyatt redemption plan, it may be worth transferring the amount you need from Bilt before the end of this year. If you do not have a specific use in mind, I still would not recommend moving all of your Bilt points into Hyatt early just to preserve the 1:1 ratio.
On the Chase side, the CSP, Ink Preferred, and others have already dropped to 4:3 as of October 1, but the CSR and CSR Business are still keeping Hyatt transfers at 1:1 for now. So by 2027, if you mainly use transferable points for Hyatt redemptions, the CSR may end up being one of the few remaining paths that can still maintain a 1:1 transfer ratio.
