【Updated 2025.11】This $300 + 3% APY bank bonus is very easy to earn: just deposit $1,500 and make 5 debit card purchases totaling $50.

I’ve also added it to our bank account bonus roundup!

About Bask Bank

Bask Bank is an online bank in the United States and a division of Texas Capital Bank. That means although it does not have physical branches, it is backed by a well-established bank insured by the FDIC, providing solid protection for your deposits. Bask Bank is best known for its high-yield savings accounts. Its business model is straightforward: by eliminating many traditional banking fees and keeping operating costs low, it passes profits back to depositors in the form of higher interest rates.

Account Bonus

Bask Bank is offering a $300 account opening bonus, and the account also earns 3% APY on deposits.

You need to open a new checking account and complete the following requirements to earn the bonus ($100 per month). Offer deadline: April 30, 2026.

  • Use your Bask Debit card for 5 or more purchases in a month, totaling at least $50
  • Maintain an average monthly balance of at least $1,500 in your Bask Checking account

This bonus is very easy to earn. There is no direct deposit requirement and no need for a large deposit, so it is pretty close to free money. For the debit purchases, you can reload Amazon, make several small grocery purchases, buy coffee, or do other easy transactions to meet the requirement. You can also refer to this guide on completing transaction-count requirements and pick a method that works for you.

In addition, the 3% APY is decent. However, you need to keep meeting the two requirements above in order to earn the 3%, so you should decide whether it is worth keeping money here long term for that rate.

Terms

This offer is available to new Bask Bank Interest Checking Account customers whose accounts remain open and in good standing during the bonus period.

  • Open a new Bask Bank Interest Checking Account during the account opening period.
  • Each month, make 5 or more purchases with your Bask Bank debit card totaling at least $50.
  • Maintain an average monthly balance of at least $1,500 in your Bask Bank Interest Checking Account.
  • Eligible participants will receive a $100 cash bonus at the end of each monthly statement cycle, deposited into their Bask Bank Interest Checking Account, as long as all qualifying activities are completed.
  • Participants may receive up to 3 cash bonus payments during the bonus period.
  • This offer is available to new Bask Bank Interest Checking Account customers who did not have an existing Interest Checking Account as of October 31, 2025.
  • Customers who close their Bask Bank Interest Checking Account at any time during the account opening period (November 1, 2025 - January 31, 2026) are not eligible to open a new account to qualify for this offer. If the Interest Checking Account is closed during the bonus period, the account will no longer be eligible for the APY bonus or cash bonus, and the customer may not requalify by opening a new account.
  • If the account is not funded within 15 business days, Bask Bank reserves the right to close the account.
  • All bank account bonuses are treated as income/interest, so you will need to pay taxes on them.

Fees

Monthly Fee

There is no monthly fee to worry about with this account.

Early Account Closure Fee

It is currently unclear whether there is an early account closure fee.