Posts by ymlulu
Best U.S. Credit Cards by Spending Category
Everyone has different needs when it comes to credit cards. This article summarizes the best credit cards for different spending categories and different types of cardholders. You...
Capital One Spark Cash Select Business Card [Sign-up Bonus $750; No Annual Fee]
The sign-up bonus on this card has increased to $750. As a no-annual-fee business card, it’s still quite competitive. And since the card itself earns 1.5% cash back, you won’t lose...
Hilton Honors points devalued again: increases of up to 36%, with the cap raised to 250,000 points
Hilton standard room award rates have now surged to as high as 250,000 points per night (up from the previous cap of 200,000), a 5x increase versus 12 years ago. Many popular hotel...
Students Can Get 12 Months of Microsoft 365 Personal for Free!
All U.S. college students, including community college students, can get a free 12-month subscription to Microsoft 365 Personal, which includes the powerful AI assistant Copilot. R...
U.S. Hotel Co-Branded Credit Card Comparison
Hotel stays are one of the more important expenses when traveling. Booking the right hotel can save you money and greatly improve your travel comfort. And having a good hotel co-br...
AMEX Coinbase One Card Coming This Fall: Up to 4% Back on All Purchases, Asset Requirements Announced
Coinbase has officially published the asset requirements for earning higher cashback rates on this card. One important detail: only the first $10,000 in spending is eligible for th...
Hilton Honors Presentation: 3 Nights + 50,000 Points + $200, as Low as $229
Hilton Grand Vacations currently has several attractive promotions. Hilton Honors members can book a three-night stay for as little as $229 and receive 50,000 additional points + a...
Recommended US Credit Cards to Hold Long-Term
Based on current card benefits and annual fees, this post re-screens the no-annual-fee and annual-fee cards that are worth keeping long term....
Discover Checking and Savings Review: Up to $400 Bonus, Plus Some Tricks
Discover Savings now has $150/$200/$400 account opening bonuses. You only need to deposit $15,000/$25,000/$45,000. If you don’t have that much cash available at once, you can consi...
Best Credit Cards for Students
Many of our readers are international students studying in the U.S. As someone who also started getting into credit cards back in my student days, I want to share some advice and g...
Deserve Edu Credit Card: Discontinued, Existing Cards Will Be Closed Automatically
Got an email from Deserve: this card has been discontinued, and existing cardholders’ cards will be closed. If you still have a balance, you’ll need to pay it off. When this card f...