Posts by ymlulu
Do Parents and Family Need Insurance When They Come to the U.S.? How Do You Buy It?
When parents come to the U.S., travel insurance included with a credit card can help with flight, baggage, and trip expenses, but the real costs to watch out for are U.S. emergency...
Waldorf Astoria Shanghai on the Bund Hotel Review
It may not have the best physical facilities or offer the best value among Shanghai hotels, but it is certainly one of the luxury hotels with the strongest sense of Shanghai charac...
The Path to Financial Freedom: How Should You Plan Insurance? How Do You Choose Between Term Life and IUL?
This is where insurance fits in a financial freedom plan. Insurance is not meant to make us wealthy, nor to replace an investment account. Its role is: Before achieving financial f...
Chase World of Hyatt Business Credit Card: Limited-Time 70,000-Point Welcome Bonus!
This card has an updated welcome bonus of 70,000 points. Hyatt points are quite valuable, and 70,000 points are worth a bit over $1,000 in redemptions. The card also offers up to $...
World of Hyatt and Air Canada Aeroplan launch partnership: reciprocal status matches and points transfers both ways
World of Hyatt and Air Canada Aeroplan have officially launched a partnership. After linking the two accounts, members can participate in status challenges, transfer points, and re...
Air Canada Aeroplan Buy Points Promotion: Up to 110% Bonus, 1.3 Cents Per Point
Through July 19, 2026, Air Canada Aeroplan is offering a buy points promotion. The offer is up to a 110% bonus, with the cost as low as 1.3 cents per point. I received a 90% bonus,...
When Is the Best Time to Pay a U.S. Credit Card? Statement Balance, Due Date, and Closing Date Explained
For most people who use credit cards normally, the answer is actually very simple: paying off your Statement Balance before the Due Date is enough. Usually there’s no need to pay o...
The Path to Financial Freedom: How Should You Use Retirement Accounts When You Need Money Fast, Face a Serious Illness, or Retire?
This article is very important because financial freedom does not end once you put money into the account. When it’s time to actually use that money, the taxes, restrictions, and r...
US Bank Kroger Credit Card: Discontinued, Will Be Converted to the Smartly Card
This card has already been discontinued because the partnership between US Bank and Kroger has ended. Existing cardholders will be converted to the US Bank Smartly card, which can...
Path to Financial Freedom: A Must-Read for Middle- and High-Income Earners! Tax-Saving Tips for Contributing More to Roth
For most high-income households, Backdoor Roth IRA and Mega Backdoor Roth are both Roth strategies well worth understanding. They aren’t universal solutions, but when used correctl...
SoFi Bank and Investing Account: Limited-Time $475 Signup Bonus, Stackable with $200 from Cashback Portals!
SoFi’s signup bonus has increased to $475, which should be the highest ever! The bonus is fairly easy to earn, and you can now stack it with cashback portal rewards too. Opening th...
