Chase recently told several media outlets that it plans to remove the hard 48-month application restriction and shift to a Chase-determined eligibility model, similar to the AMEX pop-up.
The change is reportedly set to take effect on June 23, 2025.
Right now, this new setup appears to apply mainly to the Sapphire Reserve and Sapphire Preferred cards. Other cards may remain temporarily unaffected and will continue to be evaluated under the existing application rules (the prior rule was that if you had claimed a Sapphire welcome bonus within the past 48 months, a new application would be denied outright).
New account bonus offer eligibility for either card will be based on factors including previously earned bonus offers and the number of cards opened and closed, among others.Consumers applying through most channels will be notified during the application process if they are not eligible for a bonus offer and given the choice to continue the application or cancel the application with no impact to their credit score.
In addition, according to VFTW, starting June 23, 2025, you can hold both the Sapphire Preferred and Sapphire Reserve cards, meaning you can have one and then apply for the other. Previously, this was possible only through a card change.
Beginning June 23, 2025 you will be able to have both the Sapphire Reserve and Sapphire Preferred cards. New account bonus offer eligibility for either card will be based on factors including previously earned bonus offers and the number of cards opened and closed, among others.
