【Updated 2025.12】The welcome bonus on this card has been increased to 100,000. Its miles are also Avios, so they can be pooled with British Avios. That said, issuers like Cardless are relatively niche, and the benefits and overall card experience may be fairly average. I’d only consider it if you’re running out of better cards to apply for.
The bonus is still quite good, so I’ve also added it to our rankings.
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Cardless Qatar Airways Infinite Credit Card Review
Complimentary Gold status just for opening the card, helping you fast-track elite-qualifying points!
- Welcome bonus: 25,000 miles (one purchase) + 75,000 and 150 Qpoints (spend $6,000 in 90 days)
- Rewards: 5x on Qatar purchases; 3x dining; 1x on all other purchases
- Redemption: Redeem for Qatar Airways and oneworld partner flights
- Annual fee: $499
- Apply now>>
Benefits
- Earn elite-qualifying miles: For every 1,500 miles earned on this card (excluding the welcome bonus), you receive 2 Qpoints. These are elite-qualifying points, not redeemable miles. See the official introduction page for details.
- Privilege Club Gold status: This is complimentary only during the first year of card membership. This status comes with oneworld Sapphire benefits, including access to partner airline business class lounges, priority boarding, and more. In the US, this status also gets you into AA business class lounges.
- Visa Infinite benefits: This card is a Visa Infinite card, similar to the US Bank Altitude Resrve, and comes with benefits such as the Luxury Hotel Collection. For more details, see: Guide to Visa Credit Card Benefits (Traditional, Signature, Infinite)
- No Foreign Transaction Fee (FTF).
Drawbacks
- Cardless is a relatively new issuer, and its benefits and welcome bonuses may not be very stable.
My Take
The biggest selling point of this card is the complimentary Gold status, but the annual fee is simply too high, and there are no statement credits to offset the first-year annual fee. Unless you specifically need Qatar Airways elite-qualifying miles, this card is not worth keeping.
Application
- You only need to enter the last four digits of your SSN when applying, and the credit report is pulled from Experian.
- The welcome bonus can only be earned once. This product is not available to either (i) current cardholders of a Qatar Airways Privilege Club Visa Signature Credit Card, or (ii) previous cardholders of a Qatar Airways Privilege Club Visa Signature Credit Card who received a new cardholder bonus for their Qatar Airways Privilege Club Visa Signature Credit Card.