AMEX Platinum Delta SkyMiles Business Credit Card: 70,000-Mile Welcome Bonus

The welcome bonus has been increased to 70,000. If you've already applied for the personal cards, you may want to consider the business version.

• Application link

If you're still deciding which Delta card to choose, take a look at our detailed analysis:

• Which of the six AMEX Delta co-branded cards with limited-time welcome bonuses should you choose?

This welcome bonus is very solid, and we've added it to our business credit card welcome bonus rankings!

• Recommended U.S. business credit cards: Small Business Card

• Companion Pass coverage expanded: can be used in the 48 contiguous U.S. states + Hawaii, Alaska, Mexico, the Caribbean, and Central America
• $10 monthly rideshare credit: Uber, Lyft, Curb, Revel, Alto, and Via all qualify, limited to the United States, Puerto Rico, and the U.S. Virgin Islands. Note that you need to enroll in this benefit (enrollment link)
• $10 monthly dining credit at Resy.com: use it for dining purchases after creating a resy.com account. You need to enroll in the benefit (enrollment link)
• $150 hotel booking credit: you must use this card on delta.com/stays, Delta's own travel website
• Hertz Five Star status: you need to enroll at delta.com/mypromos/eligible and delta.com/hertz.
• Upgrade list eligibility: however, it comes after Delta elite status and Reserve cards
• Transit, shipping, and individual large purchases earn 1.5x
• MQDs are given directly: reducing the amount of spending needed to reach elite status
• MQDs from card spend: earn $1 MQD for every $20 spent, so in theory you can reach elite status through spend alone
• The annual fee will increase to $350 (was $250): if your card was applied for before February 1, 2024, your annual fee will be adjusted when the fee updates after May 1, 2024. Literally speaking, if your new annual fee posts before May 1, it should still be $250; if it posts after that, it will be $350.

AMEX Platinum Delta SkyMiles Business Card Overview

Perks

• [New] Take 15 benefit: use this card to book award tickets on Delta-operated flights and get 15% off. Benefit details
• Large-spend bonus: make a single purchase of more than $5,000 and earn 1.5x Delta miles. Spend $25,000 per year and get an extra 10,000 MQM (used toward elite status upgrades)
• Global Entry/TSA PreCheck credit: reimbursement for the application fee
• Renew and get a Companion Certificate: starting in the second year, once you pay the annual fee, you can receive one Companion Certificate (CP). With this CP, you can bring one companion on a Delta flight for free. The usage restrictions for the CP are as follows: valid only for round-trip economy flights to/from the 48 contiguous U.S. states, tickets must be purchased at least 14 days before departure, you must pay for the ticket and the companion's taxes with this credit card, the destination stay must be 3-30 days, and eligible fare classes are L, U, T, X, and V. For full terms and how to use it, see: Delta's official explanation
• Delta flight benefits: when flying Delta, you get priority boarding, one free checked bag, 20% off inflight purchases, and lounge discounts

AMEX Card Benefits

• 【Business card exclusive】AMEX Open Savings: using an AMEX business credit card at select merchants can earn an extra 2x MR or a 5% discount. Merchants include FedEx Express and FedEx Ground, Hertz^®, HP.com, and more. See: Open Savings overview
• AMEX Offer: Amazon $20 off $20, Walmart $15 off $5, phone bill $75 off $10. Generous AMEX often sends cardholders great offers that let you earn cash back while you spend. See: Recent great AMEX Offers, Summary of past great AMEX Offers, and AMEX Offer explained.
• 【Business card exclusive】More and better AMEX Offers: as a business credit card, you'll get more good offers, such as Staples, Office Depot Offers, and Sam's Club discounts of 20% off (gift cards can be purchased). These card-specific offers are not sent on personal cards.
• Small Business Day: any AMEX credit card can participate in the annual Small Business Day event, with extra rewards at select merchants. See: Small Business Day overview
• High credit limits: AMEX is very generous with customers and often gives much higher limits than other banks
• 3x credit limit increase: after holding the card for 61 days, you can request a credit limit increase to three times the original amount through the website
• Free ShopRunner membership: enjoy free two-day shipping from many online stores; for details, see: official site
• Extended warranty: items purchased in full with an AMEX card automatically get an extra year of manufacturer warranty
• Free credit score: cardholders can check their Experian credit score for free; see: Free credit score comparison

Drawbacks

• This card's $195 annual fee is relatively high, the companion ticket isn't issued until the second year, and there are quite a few usage restrictions.
• Unless you spend heavily with Delta, it's better to earn miles with the no-annual-fee AMEX EveryDay Card (1.2x-2.4x) or the annual-fee EveryDay Preferred Card (1.5x-4.5x).

About Delta SkyMiles:

• Value: miles are worth about 1.4 cents each, mainly because the award chart changes frequently and redemptions are not as stable as airline miles like AA or UA.
• Redemptions: as few as 35,000 miles for a one-way trip between China and the U.S., 5,500 miles for a one-way domestic U.S. ticket, 7,500 miles for a one-way domestic China ticket, and 80,000 miles for business class between the U.S. and Australia. A great short-haul option for U.S. domestic travel, especially for people living in the West Coast and the Northeast.
• More: For mileage earning and redemption tips, see: Delta SkyMiles Introduction 1; Introduction 2; Introduction 3

My Take

This card is very similar to the personal version, with only $1,000 more in required spending for the welcome bonus. If you’ve already applied for the personal version, you can still apply for the business version and earn the welcome bonus. From a long-term holding perspective, the business credit card is slightly better, after all, it comes with benefits attached to AMEX business credit cards.

How to Apply

"Note" If this is your first business credit card application, please read “Business Credit Card Introduction” carefully first.

This is a Delta co-branded credit card, so you’ll need to enter your Delta account number when applying (if you don’t have one, one will be assigned automatically). Still, we recommend registering for a Delta SkyMiles account in advance.

• AMEX official application status check link
• For the same AMEX credit card, the public welcome bonus is generally available only once (once-per-lifetime restriction)
• You can call the reconsideration line (800-528-4800, 877-399-3083, 866-314-0237) to speed up credit card approval or request a review of a denied application.
• AMEX limits you to 4 credit cards and 10 charge cards total.
• You can apply for a total of two AMEX credit cards every 90 days, excluding charge cards.
• After you submit your application, a pop-up may appear telling you that you are not eligible for the welcome bonus. In that case, it is usually best not to continue with the application (detailed analysis)
• More about applying for AMEX credit cards

Application Link