On July 1, 2026, Bilt Rewards will launch a transfer bonus promotion for Hilton. Depending on your status tier, the transfer bonus ranges from 75% to 175%. In addition, members can redeem $150 in Bilt Cash to boost the bonus to 200%, bringing the total bonus range to 75% to 200%. At the 200% bonus level, the ratio is 1:3, but Hilton points are only worth about 0.5 cpp, which works out to redeeming Bilt points at around 1.5 cpp. If you need Hilton points urgently, this could be worth considering, but in general I do not recommend transferring, since airline miles still offer much higher value.

  • Blue = 75% bonus
  • Silver = 100% bonus
  • Gold = 150% bonus
  • Platinum = 175% bonus (Platinum can be upgraded to 200%)

Key restrictions:

  • Each member can receive the bonus on up to 100,000 Bilt points transferred
  • Promotion period: 12:00 am Eastern Time on July 1 through 11:59 pm Pacific Time

That said, the Bilt card itself is still quite good. The better Rent Day promos are usually transfers to more useful programs like JL, UA, and AA, so it may be worth waiting.

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Bilt Palladium Card

Up to $400 in hotel credits each year, $200 in Bilt Cash, plus complimentary airport lounge access

  • Welcome bonus: 50,000 Bilt points (spend $4,000 within three months) + $300 Bilt Cash (when you open the card)
  • Rewards: 1x Bilt Points on rent and mortgage payments; 2x Bilt Points + 4% Bilt Cash on all other purchases
  • Redemption: Points can be redeemed for miles with multiple airline partners and hotel points
  • Annual fee: $495
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Bilt Obsidian Card

A strong all-around card for everyday spending and travel

  • Welcome bonus: $200 Bilt Cash (when you open the card)
  • Rewards: 3x at supermarkets and restaurants, 2x on travel, and 1x on all other purchases (all with an added 4% Bilt Cash); 1x on rent and mortgage payments
  • Redemption: Points can be redeemed for miles with multiple airline partners and hotel points
  • Annual fee: $95
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Bilt Blue Card Credit Card

A no-annual-fee powerhouse for earning rewards on rent and mortgage payments

  • Welcome bonus: $100 Bilt Cash when you open the card
  • Rewards: Earn 1x Bilt Points on rent and mortgage payments; earn 1x Bilt Points + 4% Bilt Cash on all other purchases
  • Redemption: Points can be redeemed for multiple airline miles and hotel loyalty programs
  • Annual fee: $0
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