# Beginner Guides
WildCard Virtual Card: Subscribe Without a US Card [Now Supports US Mobile Plans]
New use cases have been added, including US mobile services like tello and Ultra Mobile....
How to File Taxes Online with OLT (NRA Version)
OLT is a great option for filing taxes for U.S. “cloud residents” who are not in the U.S. The tax return it generates can help prevent AMEX FR from sending a 4065T; if you do not h...
A Guide to Using Suica in Japan
I recently took a trip to Japan, and Suica made the subway and buses a lot easier. You can also load multiple cards onto one iPhone to tap for other people, and spend the remaining...
Beginner’s Guide: Understand Hotel Programs and Points in One Article
If you’re in the U.S. and like taking a trip now and then and staying at quality hotels, be sure to read this article. It can take your stay experience to the next level....
17 Things to Know About Citi Credit Cards: New 48-Month Product Change Restriction
Citi has added a new restriction to almost all of its own cards, and now product changes can also affect your welcome bonus eligibility. For example, if you plan to apply for the C...
Delta SkyMiles: An Introduction to Delta Air Lines Miles and Membership
We’ll cover all aspects of the Delta SkyMiles frequent flyer program, including how to earn a large number of Delta miles quickly, how beginners can use miles, Delta SkyMiles’ best...
AwardWallet Guide: A Powerful Tool for Managing Miles, Points, and Travel Plans (“Plus” annual fee rising to $49.99 soon; follow us and join the group to get a Plus code)
AwardWallet emailed users to announce that the annual fee for the more full-featured Plus membership will soon increase to $49.99. This also affects longtime users who have been pa...
Airline Miles and Hotel Points Expiration Policies and How to Extend Them
Many people have accumulated large balances of airline miles and hotel points through credit cards and other methods. Keeping track of all those balances can become a real challeng...
How to Snag ANA Business Class Award Space Between the U.S. and Japan
With last year’s experience under my belt, I felt much more confident this time. Last year I even booked a Delta economy ticket as a backup; this year I skipped the backup plan ent...
Summary of Using U.S. Credit Cards in China (WeChat, Alipay, Meituan, etc.)
According to US Credit Card Guide, WeChat accounts in China that have been verified with a Chinese ID can once again add foreign cards (this was not possible for a while). If you h...
Mint Budgeting Guide: A Helpful Money-Tracking Tool "Being Discontinued and Moving to Credit Karma"
We received an email from Mint saying that Mint will officially shut down on March 23, 2024. Your existing budgeting data will be migrated to Credit Karma so you can continue using...