# Beginner Guides
How to Invest in U.S. Stocks from Mainland China: QDII ETFs, Stock Connect, and U.S. Brokers
Many friends in the U.S. want to help their family members in China invest, or they’ve returned to China long term but still want to buy U.S. stocks. Today we’ll introduce how to i...
Privacy.com Introduction: Get $5 for Signing Up; Free Virtual Credit Cards
Privacy.com is a virtual card service that lets you generate separate card numbers for different merchants and set spending limits per transaction, per day, per month, per year, or...
Robinhood Stock Account Introduction: Get $5-$200 in Stock When You Open an Account
Open a Robinhood account through the link below, and you can get a stock reward worth $5-$200. The reward can be used to buy shares or fractional shares of the 26 companies offered...
U.S. Credit Card Recommendations and Comparisons: How to Choose for Travel, Dining, Groceries, Hotels, and Everyday Spending
Everyone has different needs when it comes to credit cards. This article rounds up the best credit cards for different spending categories and different types of cardholders. You c...
OKX Crypto Platform Guide: $500 Bonus, Higher Requirements; Up to 9.1% APY
The signup bonus has increased to $500, likely an all-time high. Too bad the requirements are higher now. If you sign up through the link below, you can still enjoy a permanent 10%...
TenPayGo: A Simple, Smooth Way to Use US Credit Cards for QR-Code Payments in China, with Bonus Earning Potential
Last month, I tested US Bank Altitude Rewards, BofA Alaska Summit, and Chase Sapphire Reserve with TenPayGo + Apple Pay, and all of them triggered 3x bonus earnings. If you have an...
7 Tips to Help You Get the All-Time Highest 100,000-Point Welcome Bonus on the Chase Sapphire Preferred!
This 100,000 offer is about to expire at the end of the month, so move fast! Here’s another useful timing trick. Some people end up getting hit with a 524 only after the 100,000 si...
Teach a man to fish: how can phones in the U.S. be free every year?
In the U.S., the T-Mobile refer/KS/rebates trio can let you buy an iPhone for not just $0, but even come out ahead. Of course, phones in the U.S. are not free out of thin air. What...
Do Parents and Family Need Insurance When They Come to the U.S.? How Do You Buy It?
When parents come to the U.S., travel insurance included with a credit card can help with flight, baggage, and trip expenses, but the real costs to watch out for are U.S. emergency...
When Is the Best Time to Pay a U.S. Credit Card? Statement Balance, Due Date, and Closing Date Explained
For most people who use credit cards normally, the answer is actually very simple: paying off your Statement Balance before the Due Date is enough. Usually there’s no need to pay o...
The Path to Financial Freedom: How Should You Use Retirement Accounts When You Need Money Fast, Face a Serious Illness, or Retire?
This article is very important because financial freedom does not end once you put money into the account. When it’s time to actually use that money, the taxes, restrictions, and r...
