# Beginner Guides
Expired US Visa? Holiday International Getaways Near the US
Christmas and Thanksgiving are just around the corner, which means it’s once again time to plan a trip. If you haven’t already, now is a good time to start figuring out where to go...
Earn by Microsoft Guide — Free Cashback for Doing Almost Nothing [10/20 Update: The Good Times Are Over!]
Today I received an email from MS saying that Earn by Microsoft will soon be discontinued. Here are the details:...
Credit Card Application Tips: Reconsideration [10/15 Update: New Chase Recon Phone Number]
When applying for a credit card, we often run into situations like application pending/under review/rejected. That can turn our excitement into anxiety in an instant, and we start...
Use Hopper to Predict Flight Price Trends and Get Cheaper Airfare
Hopper is a free mobile app that predicts fare movements, tracks prices, and sends alerts when airfare drops so you can buy at better prices....
[2016/9] Beginner’s Guide to US Credit Cards: How to Get Started
Credit history is extremely important for anyone living in the United States. Whether it’s the interest rate on a mortgage or auto loan, or your approval odds when applying for a c...
US Stock Brokerage Account Showdown: Find the Broker That Fits You Best
With U.S. bank rates now down to pitiful lows, are you thinking about trying out US stock investing? Your first step in buying and selling stocks is to choose a reliable brokerage...
How to Write and Use Checks in the U.S.
In the U.S., you may need to use a check to pay rent, tuition, or pay back a friend. So how do you fill out a check, and how do you use it? Today we’ll go over some basic informati...
Take Surveys, Earn Free Google Play Credit, and Make Free WeChat Out Calls
Chinese New Year is here! On behalf of all the writers at UsCreditCards101, chanye would like to wish all our readers a happy New Year, and thank you for your support. During the h...
[Get $5 After Signing Up] Cardpool Gift Card Marketplace Review
Buy discounted gift cards on Cardpool with a 100-day guarantee, and sell gift cards with free USPS shipping. Combined with cashback portals, you can save 5%-30% when buying gift ca...
An Introduction to Credit Card Balance Transfers (BT)
In addition to lucrative welcome bonuses and everyday cash back, using Balance Transfers to access short-term cash flow is another way people make use of credit cards. Of course, y...
Why Do Credit Cards Get Fraudulently Charged? What Should You Do?
Why do unauthorized charges happen on credit cards? What should you do if it happens to you, and how can you prevent it?...