# JPMorgan Chase
Beginner’s Guide (1): How to Choose Your First Credit Card
Compared with using a debit card, paying with a credit card has two advantages. First, managing a credit card responsibly helps you build your credit score—we’ll explain what that...
Expert Interview (3) — Eric: The Sky’s the Limit
I’ve always believed that only by crossing mountains and rivers, traveling rugged roads, seeing the wider world, and talking with people from all walks of life can you truly broade...
Credit Card Tips — Retention Offers
A retention offer is a special incentive from a credit card company designed to persuade you not to close your card. For cardholders, these offers can provide extra rewards while l...
Expert Interview (1) — WayneWayne: Flying Together with My Wife and Son
We’re launching a new “Expert Interview” series on the site. In each installment, we’ll interview someone with solid experience in credit cards and points, and we hope their firsth...
IHG Adds Another Elite Tier, Bringing More Good News for New Chase IHG Cardholders
A few months ago, IHG announced that it would add a new elite tier above its then-highest Platinum status. Yesterday, that elite tier was finally unveiled. IHG already had Gold and...
A Comparison of Credit Card Cash Back Across 12 Spending Categories
A smart consumer knows how to use different credit cards strategically across different spending categories to maximize value. Today, let’s look at which cash back cards are best f...
A New Quarter Is Here: Are Your Discover, Freedom, and Dividend Cards Ready?
A new quarter has begun, so what deals do the major rotating-category rewards cards have for us this time? Discover it’s 5% quarterly bonus category for 7.1-9.30 is home improvemen...
$10 Off $200 Visa Gift Cards at staples.com, Today Only 6/29
Today, you can buy a $200 Visa gift card at staples.com for just $196.95. You can order up to three per order; it’s unclear whether multiple orders will work. Screenshot below: If...
Expert Interview (2) — KartRider: Finding Truth in a Drink, and True Love in Credit Cards
I first noticed him because he was always posting on the forums, saying he couldn’t resist after a few drinks and applied for card after card—and got approved every time. The truth...
Credit Card Application Talk — Sign-Up Bonuses
There are two main ways to evaluate whether a credit card is good: its long-term holding value and its sign-up bonus value. So for most applicants, the motivation for applying usua...
Credit Card Application Talk: App-O-Rama (AOR)
Before introducing this method, readers should note that it is not as suitable for everyone as Reconsider. If your credit history is less than one year or your credit score is belo...