# Discover
Apply for a Second Discover it Credit Card [10/23 Update: Two Accounts Can Be Merged]
When you log in to your Discover account now, if you have two Discover cards, you may see an option to merge the accounts. It’s much more convenient to keep both cards under one lo...
2016 Quarterly 5x Cashback Categories on Credit Cards: Summary
A summary of the quarterly bonus categories, key details, and best-use strategies for the three most common cards: Chase Freedom, Discover it, and Citi Dividend....
July 1 Is Here: Q3 5x Categories Are Now Live, and the NetSpend 5% Interest Cap Has Dropped to $1,000
Today is July 1, and the long-awaited third quarter has officially begun. Here are a few quick reminders: Credit card 5x cashback/points categories are now in effect This quarter,...
"Freedom Q3/Q4 Adds Costco/Sam's" 2016 5x Bonus Categories Across Banks
【2016/6/14】According to Chase public relations, Freedom will continue to earn 5x UR at wholesale clubs such as Costco, Sam's, and BJ's through the end of the year. However, this is...
Discover it Chrome Credit Card Review
Best for students who spend a lot on dining and gas; prefer no annual fee and cash back; want to use one card for everything instead of tracking rotating quarterly categories; espe...
Discover it Secured Card Review
Best for applicants with no credit history or poor credit, people who spend a lot on restaurants and gas, and anyone who prefers a no-annual-fee card....
$15 Off for Amazon Prime Members Paying with Discover Cashback
Amazon Prime members with a Discover it credit card, including Student Prime members, can get $15 off on Amazon by using Discover cashback and promo code DISC16EVER before the end...
A Few Things to Do at the Start of 2016
With the new year here, many annual benefits are available again. Here is a list of perks you can claim at the beginning of the year as a reminder and reference. Feel free to leave...
Account Closures and Risk Control at US Credit Card Companies (1): Common High-Risk Behaviors
Why do credit card companies want to shut down your card, and what kinds of behavior are considered high risk?...
Open a Discover Savings Account and Get a $100 Bonus
If you don’t already have a Discover Savings account, you can now open a new account by 10/31, deposit $5,000 by 11/15, and keep the money there for one month to easily earn a $100...
Credit Card Tips: Switching Spending Categories
When banks launch a credit card, they often offer not only a generous welcome bonus, but also extra rewards in certain spending categories. For example, Chase Freedom offers 5X poi...