Q4 2018 is here. Which cards should you keep in your wallet, and which one should you prioritize for spending? Here’s my analysis and summary:...

I logged into Discover Deals today and saw some sad news: this shopping portal will shut down on October 31. Discover says it wants to focus on simpler and more meaningful ways for...

We’re almost at the start of this year’s second quarter. The first quarter’s Freedom 5x categories were extremely generous—did everyone max out the $1,500 cap? In another two weeks...

Citi is now offering free Experian scores to everyone, even if you do not have a Citi card. You only need to register for an account on Citi’s website and verify your identity—no c...

A credit card's credit limit reflects how much you can spend on that card, and it is one way a bank evaluates your overall credit. A low limit can be inconvenient when making large...

When using your card outside the U.S., watch out for the DCC trap....

Another year is almost over. Have you used up your fourth-quarter 5x spending cap yet? In just two more weeks, it will be time to start using the first-quarter 5x categories on our...

Cyber Monday is here, so here’s a roundup of each retailer’s ads. Amazon Cyber Week ad roundup link. Cyber Monday ad intro. Target: 15% off sitewide, stackable discounts. Apple Pro...

Last time, I shared my experience applying for my first credit card. I believe everyone now has a basic understanding of how credit cards work. This time, I mainly want to share my...

Based on reader testing, Discover’s 5% cashback category for Amazon in Q4 also works with Amazon Pay, a third-party payment method similar to PayPal. It’s also very easy to use: ju...

Recently, BofA added a new 2/3/4 approval rule for credit cards. You can only be approved for 2 new BofA cards within 2 months, 3 new BofA cards within 12 months, and 4 new BofA ca...