What people received was a paper letter, as shown below ↓ The specific terms are as follows ↓ You need to manually activate it by 10/31/2020, either online or by phone, and you wil...

Q4 2020 is here. During this special time, it’s still best to go out less. Make good use of your quarterly 5x card and stock up a bit more at once. Analysis below:...

Turns out there’s a 20,000 cap after all, so never mind. Thanks to reader tjfhx for the catch. The cap is buried in the fine print! Etihad Guest members who transfer their points d...

All three DPs come from miles per day. This guy is basically the king of shutdowns—if it’s an account you can name, he’s probably seen it get shut down. Citi shutdown This reader h...

Today Apple announced that its two gift cards, Apple Store Card and iTunes Gift Card, will be merged into one and can be used for App Store purchases, in-app purchases, and Apple.c...

Right now, if you use the Citi Costco co-branded credit card on costco.com to buy $500 or more in eligible products, you can get a $100 Costco Shop Card. Limit two per account. I t...

I saw a report today about a blogger who opened a Citi Premier card at the end of February. In theory, that account should have qualified for Citi’s additional three-month extensio...

According to a DOC report, if you are a Citi Gold customer, you may be able to apply for the Citi Premier at a local Citi branch and get a 70,000-point welcome bonus offer. The spe...

According to a DOC report, the 5x online purchase promotion that Citi Prestige launched during the pandemic can be triggered by payments made through Plastiq. Valuing ThankYou Poin...

I previously wrote a short filler post about how, during the pandemic, banks were short-staffed in customer service. People were stuck at home with nothing to do and kept calling c...

Let’s go over some key facts about credit card annual fees and see how many of these you already know....