# American Express (AMEX)
Credit Card Tips: Switching Spending Categories
When banks launch a credit card, they often offer not only a generous welcome bonus, but also extra rewards in certain spending categories. For example, Chase Freedom offers 5X poi...
Credit Card Application Reconsideration Phone Numbers
In general, if your online credit card application is not approved instantly—whether it is directly denied, goes pending, or requires additional verification—the first thing you sh...
"Deal Gone" 30,000-Point Limited-Time Offer on the SPG Credit Card Ends Today!
One of the hottest credit cards lately is the AMEX SPG credit card. The current welcome bonus is a record-high 30,000 SPG points, and the annual fee is waived for the first year. T...
Beginner’s Guide (1): How to Choose Your First Credit Card
Compared with using a debit card, paying with a credit card has two advantages. First, managing a credit card responsibly helps you build your credit score—we’ll explain what that...
Can’t Finish Your Opening Spend? How to Easily Handle a Big Minimum Spend
Recently, with offers like the AMEX Platinum 100,000-signup bonus, Citi ThankYou Premier 60,000-signup bonus, and AMEX SPG 30,000-signup bonus dropping one after another, many peop...
Credit Card Tips — Retention Offers
A retention offer is a special incentive from a credit card company designed to persuade you not to close your card. For cardholders, these offers can provide extra rewards while l...
Expert Interview (1) — WayneWayne: Flying Together with My Wife and Son
We’re launching a new “Expert Interview” series on the site. In each installment, we’ll interview someone with solid experience in credit cards and points, and we hope their firsth...
AMEX Check Out — Another Easy $10 Deal
Amazing deal, now expired....
My Orlando Disney Guide — Summary: A 4-Night, 5-Day Disney Trip for $500 per Person
You might be wondering how one Disney trip could turn into so many guide posts. The reason is simple: when you’re traveling as a beginner, everything feels new and worth sharing wi...
A Comparison of Credit Card Cash Back Across 12 Spending Categories
A smart consumer knows how to use different credit cards strategically across different spending categories to maximize value. Today, let’s look at which cash back cards are best f...
Expert Interview (2) — KartRider: Finding Truth in a Drink, and True Love in Credit Cards
I first noticed him because he was always posting on the forums, saying he couldn’t resist after a few drinks and applied for card after card—and got approved every time. The truth...