The Road to Financial Freedom: Retirement Planning — 401(k) and Backdoor Roth Step-by-Step Guide
Today I’m diving into two topics: 401(k) contributions and the backdoor Roth IRA. Once you know these two basics, the next article will cover the advanced mega backdoor strategy so...
Neiman Marcus Data Breach: Compensation + Free 2 Years of Credit Monitoring
If your personal information was affected in the Neiman Marcus Group LLC data incident in May 2024, you may be eligible for settlement benefits. The cash payment amount will depend...
Read Through These Five Questions Before Joining MeiKa 101 Planet
Friendly reminder If you can’t use WeChat Pay but want to join the Planet, you can add the assistant (WeChat ID: uscards101), and we’ll handle another payment method. After we rece...
Riding Japan’s JR Trains So Much I Made My JR Pass Cry
After spending 5 days on trains, I started wondering: was I traveling in Japan, or just traveling on Japan’s trains?...
Seats.aero: An excellent tool for finding award flights
Thanks to the Knowledge Planet member 麦克白, there is now a yearly Pro discount code: UPGRADEDPOINTS, which gives 20% off and drops the annual fee to $79.99....
CAAC bans power banks without a 3C mark on domestic flights in China
The Civil Aviation Administration of China said starting June 28, power banks without the 3C mark, with unclear 3C labels, or with recalled models are banned on domestic flights, b...
US Card 101 - Hotel-Exclusive Reservations: Free Breakfast for Two, Up to $200 in Hotel Vouchers, and Room Upgrades!
We created a booking form—if you need to make a reservation, you can fill it out directly to reduce communication steps and improve efficiency. Fill out the Google Form: Hotel Book...
EMPFS Emperor Gold Trading Platform Guide: Fund with a Credit Card and Stack Five Account-Opening Rewards
This trading platform is a great fit for people who need to meet a credit card welcome bonus spending requirement, since making a deposit can help you complete it quickly. In addit...
BofA Air France-KLM Credit Card: “70,000 / 60,000 + $100 Welcome Offer”
The 70k miles welcome offer on this card is back, and it’s available directly through the link. If you go through a dummy booking, you may instead see a 60,000 + $100 offer, but I...
How to Apply for a U.S. ITIN (Individual Taxpayer Identification Number)
If you have non-employment income in the United States and do not qualify for a tax exemption or for not filing a return, you may need to apply for an Individual Taxpayer Identific...
Starting in November 2025: Chinese Tourists With an Australian Visa Can Visit New Zealand Without a Visitor Visa
Good news! In an effort to attract more Chinese visitors, the New Zealand government has decided to simplify entry procedures for Chinese nationals. Starting in November 2025, Chin...
