How to Apply for the Chase Ritz-Carlton Credit Card With No First-Year Annual Fee
【16/3】Recent DPs indicate this method may no longer work because some CSRs have started refusing credit line decreases, but other DPs say it still works, so YMMV. Since we can’t te...
American Airlines Admirals Club LAX T4 Los Angeles Main Terminal Lounge
Most airports with major AA operations have an Admirals Club lounge. LAX (Los Angeles International Airport) has 2 Admirals Clubs: one in the Terminal 4 main terminal area, and ano...
Award Ticket Tip: Use Wikipedia to Research Flight Routes
Many readers who know a bit about award tickets have probably noticed that for some itineraries—for example, a ticket from A to B—searching directly from origin A to destination B...
IHG PointBreaks: 5,000-Point Award Sale for Winter 2015
IHG’s signature quarterly PointBreaks promotion is back. Redeem just 5,000 points per night at any participating hotel, including some very high-end InterContinental properties. If...
When Should You Pay Your Credit Card Bill?
If you’re new to credit cards, one of the most important things to understand is when to pay your bill. U.S. credit cards can offer generous welcome bonuses and strong everyday rew...
How Cashback Sites Work and How They Make Money
Savvy online shoppers in the U.S. often use cashback sites to earn a little money back while they shop. But many people wonder: why do cashback rates vary from one merchant to anot...
"Complete Visa Guide": How to Apply for a Canadian Visa in the U.S. and Renew a U.S. Visa in Canada
Introduction One day in March this year, my boss suddenly delivered some bad news: there was a meeting in Canada in early April, and asked whether I wanted to go along. In a moment...
Live from FlyerTalk Chicago Seminar 2015
Last weekend, October 16–18, the annual FlyerTalk Chicago Seminar 2015 was held at the Holiday Inn Elk-Grove near Chicago O'Hare (ORD), drawing many well-known figures from the mil...
Account Closures and Risk Control at US Credit Card Companies (1): Common High-Risk Behaviors
Why do credit card companies want to shut down your card, and what kinds of behavior are considered high risk?...
“Earn 60,000 Miles; Soon to Become Alaska” Hawaiian Airlines Barclays Hawaiian Airlines Credit Card
The Barclays Hawaiian Airlines World Elite Mastercard is a co-branded credit card issued by Barclays and Hawaiian Airlines. The standard welcome bonus on this card is 35,000 Hawaii...
Q4 2015 5x Bonus Categories Roundup: How Should I Use Them?
There has been a lot of big news lately in the miles-and-points world: first, Discover Apple Pay’s 22% cashback; then AMEX started handing out unusually high welcome bonuses left a...