Credit Cards 101
1386 posts
"Dead" Bug? Chase Sapphire Reserve Earns 5x on Dining, and Sapphire Preferred Also Gets 3x
【07/07 Update】The 5x is gone now, and it has returned to the usual 3x (CSR) and 2x (CSP). According to Reddit, starting on July 1, the Chase Sapphire Reserve card quietly began off...
"Targeted" AMEX Delta co-branded credit card no lifetime restriction offer, unfortunately not usable by everyone
About this offer Delta has launched another round of targeted offers. Enter your Delta member number and last name in the link below to see whether you were targeted. https://www.d...
Did the Barclays Uber Credit Card Get New Card Art?
Today I received an email from Uber, and it looks like the card art may be changing? Only the card design changed—the cash back structure is the same as before, after the devaluati...
AMEX Shop Small | Avoid Third-Party Card Readers and Third-Party Wallet Purchases
AMEX’s official website includes an explanation of the Shop Small offer; the full PDF is here. First, here’s an awkward situation many people run into: because these are small merc...
How to Use Discover Cashback: 2020.7 Complete Update, Gift Cards Starting at $5
Discover cashback can now be redeemed for gift cards starting at just $5, down from the previous $20 minimum. If you already shop with these merchants, redeeming for gift cards at...
Friendly reminder | Second-half AMEX Platinum Saks/Dell credits are live (Xbox gift cards, GAME10, $100-$10)
【07/02 Update】On Dell’s website, Xbox gift cards can use code GAME10, and the $100 denomination gets $10 off. Xbox has always been a good way to use Dell credit. If you don’t have...
Not Honoring It? Citi May Not Have Actually Extended the Time to Meet Minimum Spending for Sign-Up Bonuses...
I saw a report today about a blogger who opened a Citi Premier card at the end of February. In theory, that account should have qualified for Citi’s additional three-month extensio...
AMEX’s 4-Credit-Card Limit: DP of Getting Denied for a 5th Card [Update: Applied Again, and the Reason Was No Longer the Card Limit]
I had just been approved for the 100,000-point Biz Platinum, so I figured another application probably wouldn’t be denied. So, being a bit stubborn, exactly 30 days later I applied...
Citi Branches Offer 70,000-Point Citi Premier Welcome Bonus for Citi Gold Customers
According to a DOC report, if you are a Citi Gold customer, you may be able to apply for the Citi Premier at a local Citi branch and get a 70,000-point welcome bonus offer. The spe...
Plastiq Payments Can Trigger Citi Prestige’s 5x Online Purchase Promotion
According to a DOC report, the 5x online purchase promotion that Citi Prestige launched during the pandemic can be triggered by payments made through Plastiq. Valuing ThankYou Poin...
Plastiq Will Raise Its Fee to 2.85% Starting July 1 [Reminder: Don’t Forget to Schedule Future Payments at the 2.5% Fee]
[Friendly reminder] If you really need to use Plastiq to complete some spending, it’s a good idea to schedule future check payments before July 1. Payments scheduled in advance are...