A New Quarter Is Here: Are Your Discover, Freedom, and Dividend Cards Ready?
A new quarter has begun, so what deals do the major rotating-category rewards cards have for us this time? Discover it’s 5% quarterly bonus category for 7.1-9.30 is home improvemen...
U.S. Credit Card Application Q&A
We previously published a series of articles on credit card application tips, along with several beginner guides to applying for credit cards. This article mainly ties those relate...
Credit Card Application Talk — Sign-Up Bonuses
There are two main ways to evaluate whether a credit card is good: its long-term holding value and its sign-up bonus value. So for most applicants, the motivation for applying usua...
Credit Card Application Talk: App-O-Rama (AOR)
Before introducing this method, readers should note that it is not as suitable for everyone as Reconsider. If your credit history is less than one year or your credit score is belo...
Credit Card Application Talk — Applying Without an SSN
In the U.S., credit cards are practically essential, and if you use them well, the rewards can be substantial. But for students who have just arrived in the U.S.—especially undergr...
How to Use the Companion-Ticket Benefit on the Barclaycard US Airways Card
This summer, LD was going to the West Coast for a conference, and I also wanted to go to the West Coast for fun. When I checked flights, I was shocked: from the little town where w...
Which Credit Card Should I Apply For? — Long-Term Keeper Edition
Don’t want to read the analysis? Click here directly. Credit Card Application Index — The fastest way to choose a card that fits you This article is mainly about how to choose a cr...
The Philosophy of Playing with Credit Cards
Within the peach blossom ravine lies the Peach Blossom Hermitage, and within the Peach Blossom Hermitage is the Peach Blossom Immortal. The Peach Blossom Immortal among the flowers...
A Beginner’s Guide to Points Programs
What Is a Points Program? Major banks, airlines, and hotel chains often launch a Rewards Program or Loyalty Program to increase customer stickiness, so that when consumers choose b...
Introduction to Common Credit Cards
Common Credit Card Roundup [collapse title="American Express Credit Cards"] EveryDay Preferred (EDP) — the one and only EveryDay Card (ED) — a backup for MR points Blue Cash Everyd...
Understanding Credit Cards from Scratch
This article highlights several major benefits of credit cards Cash Back and Points on Purchases Most U.S. credit cards offer cash back on spending, which means you earn a little r...