How to Apply for the Chase Ritz-Carlton Credit Card With No First-Year Annual Fee
【16/3】Recent DPs indicate this method may no longer work because some CSRs have started refusing credit line decreases, but other DPs say it still works, so YMMV. Since we can’t te...
When Should You Pay Your Credit Card Bill?
If you’re new to credit cards, one of the most important things to understand is when to pay your bill. U.S. credit cards can offer generous welcome bonuses and strong everyday rew...
Account Closures and Risk Control at US Credit Card Companies (1): Common High-Risk Behaviors
Why do credit card companies want to shut down your card, and what kinds of behavior are considered high risk?...
“Earn 60,000 Miles; Soon to Become Alaska” Hawaiian Airlines Barclays Hawaiian Airlines Credit Card
The Barclays Hawaiian Airlines World Elite Mastercard is a co-branded credit card issued by Barclays and Hawaiian Airlines. The standard welcome bonus on this card is 35,000 Hawaii...
Q4 2015 5x Bonus Categories Roundup: How Should I Use Them?
There has been a lot of big news lately in the miles-and-points world: first, Discover Apple Pay’s 22% cashback; then AMEX started handing out unusually high welcome bonuses left a...
News: AMEX MR Will No Longer Transfer to Best Western "Effective in 2016"
Best Western has long been a transfer partner of AMEX Membership Rewards, with every 1,000 MR points transferable to 1,000 Best Western Reward Points. Changes Starting in 2016, Mem...
Credit Card Tips: Switching Spending Categories
When banks launch a credit card, they often offer not only a generous welcome bonus, but also extra rewards in certain spending categories. For example, Chase Freedom offers 5X poi...
“UR Devaluation”: No More Transfers to Amtrak Points Starting 12/8
Since March of this year, after Chase stopped issuing the Chase Amtrak Mastercard, we already anticipated that the transfer partnership between UR and Amtrak would eventually end....
Credit Card Application Reconsideration Phone Numbers
In general, if your online credit card application is not approved instantly—whether it is directly denied, goes pending, or requires additional verification—the first thing you sh...
Get an Easy $15 with Visa Checkout on Sapphire by September 30
Deal deadline: September 30: If you have a Sapphire or Chase Sapphire Preferred card, this one is for you. Use your card through Visa Checkout by the end of September and you can g...
"Deal Gone" 30,000-Point Limited-Time Offer on the SPG Credit Card Ends Today!
One of the hottest credit cards lately is the AMEX SPG credit card. The current welcome bonus is a record-high 30,000 SPG points, and the annual fee is waived for the first year. T...