Credit Cards 101
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Credit Card Application Basics — Reapplying for the Same Card (Churning) [6/13 Update: AMEX Now Shows Why You’re Ineligible]
When you apply for an AMEX credit card now, after you fill in all your information and submit, you may see a screen telling you whether you’re eligible for the welcome bonus. There...
Chase IHG Rewards Club Credit Card: Discontinued
Existing cardholders of this old card may receive a link to upgrade to the new IHG Premier credit card. After upgrading, make one purchase to earn 5,000 IHG points; the upgrade mus...
Two New Chase IHG Cards Coming Soon: Detailed Analysis and Application Strategy
The latest updates on the two new Chase IHG co-branded credit cards. The comparison and analysis of the old and new versions should help you decide whether to apply at the last min...
Why Is the SPG Business Credit Card Worth Applying For? "Cardholder Interviews"
The welcome bonus on the SPG Business credit card has been increased from the usual 25,000 points to 35,000 points, and this offer ends on March 28. Quite a few of my friends have...
Activate Now: 2018 Q2 5x Bonus Categories for Popular Credit Cards
We’re almost at the start of this year’s second quarter. The first quarter’s Freedom 5x categories were extremely generous—did everyone max out the $1,500 cap? In another two weeks...
How I Got My Chase Shutdown Reversed
A while back, Chase unexpectedly shut down all of my credit cards. After a lot of digging and repeated communication with Chase, I finally got everything reopened. Here’s what happ...
Ten Questions About Credit Card Limits
A credit card's credit limit reflects how much you can spend on that card, and it is one way a bank evaluates your overall credit. A low limit can be inconvenient when making large...
AMEX Blue Cash (OBC): A Heavy Spender’s Pick [2/7 Update: Discontinued!?]
AMEX quietly removed this card’s page from its website. At the same time, the old application link stopped working and now automatically redirects to the Blue Cash EveryDay link. M...
US Bank FlexPerks Travel Rewards Visa: Olympic Bonus Application Link
The Olympic version application link is officially live. If you applied for this card between 2/5/2018 and 3/10/2018, in addition to the original 25,000-point sign-up bonus, you co...
BofA Cashback Deals Guide [1/30 Update: Paid Phone Bill, $75 Cashback Already Pending]
Two days apart, I paid a friend’s AT&T bill twice for $15 each, and the $75 cashback is already pending. AT&T accounts can be overpaid, so you can just help a friend make a payment...
Best Credit Cards to Apply for at the Beginning of the Year
Today, OneMoreDay categorizes the credit cards that are best to apply for at the beginning of the year, hopefully helping with your application strategy....