Posts by ymlulu
Wells Fargo Platinum Credit Card: 15 Months of 0% APR
This card can be worthwhile if you can take advantage of the 15-month intro 0% APR period. If not, don’t be fooled by the “Platinum” name....
Overview of Credit Reports and Credit Scores [4/20 Update: Changes Coming to VantageScore Calculations]
The VantageScore model, created jointly by the three major credit bureaus—Experian, TransUnion, and Equifax—will change, with the updates taking effect in the second half of 2017....
How Banks Process and Approve Credit Card Applications
What happens after you submit a credit card application? Why are some applicants instantly denied while others are instantly approved? What exactly are banks looking at? In this po...
Latest Visa Gift Card Deal Roundup [4/3 Update: $20 off $100 at OM/OD, Q2 Credit Card 5x]
A killer OM/OD deal: get $20 off $100 and come out ahead, plus an analysis of earning 5%/5x on Visa gift card purchases with Q2 bonus-category credit cards....
AMEX Platinum Card Benefits Overhauled [3/31 Update: Uber Credit Can Be Used with Uber Eats]
Confirmed! Uber Credit can be used with Uber Eats. When you place an order, it will show as a charge to your credit card, but after delivery the Credit will be deducted. Since the...
"Closed for Good, Farewell" Splender Cashback Portal Guide
Splender has finally reached the end of the road, and you can no longer earn cashback through it. If you have more than $9.99 in cashback in your account, it will still be paid out...
How to Apply for a US Credit Card: Step-by-Step Guide
This article walks through the full process of applying for a US credit card, including what documents you need and what key application terms mean, so your application can go as s...
Guide to Connecting in the U.S. and Entering the United States
If you're connecting to the U.S. through the Middle East, take note: the U.S. Department of Homeland Security recently introduced a new rule banning large electronic devices in car...
Barclays JetBlue Credit Card: 10,000-Point Welcome Bonus, No Annual Fee
This card is generally not worth applying for directly because the welcome bonus is quite low. If you’re interested in JetBlue, consider applying for the JetBlue Plus Card with a $...
Introduction to Free After Rebate (FAR) Deals
A beginner’s guide to Free After Rebate deals, plus a roundup of current FAR offers so you can start profiting too!...
Swagbucks + Bluehost = Money Maker + Free Web Hosting [3/21 Update: SB Will Be Clawed Back]
I canceled after 30 days, and the SB was clawed back too. So if you don’t actually need the hosting for a full year, skip this deal—it’s not worth the hassle. If you do use it for...