Posts by ymlulu
Fairmont Free Night and Upgrade Certificate Guide [2/28 Update: Free Night and Other Certificates Extended]
The Free Night earned by spending $6,000 on the credit card expired on February 28, 2018. I wasn’t sure whether everyone had managed to use theirs. I’ve been busy lately and couldn...
Free Deal: Free Chobani Yogurt Coupon
02/24 update: Free Chobani yogurt...
Who Offers the Best Free Credit Score? [2/22 Update: Citi Now Offers Free FICO Scores to Everyone]
Citi is now offering free Experian scores to everyone, even if you do not have a Citi card. You only need to register for an account on Citi’s website and verify your identity—no c...
Swagbucks + GameFly = Money Maker + Free Games/Movies [2/15 Update: Record-High $24 Money Maker + 2-Month Membership]
There is now a record-high 3400 SB offer. That means you spend $10 and get back $34 in value, for a $24 profit if you haven’t done it before. Everything can be completed on a compu...
Samsung Pay User Guide "2/13 Update: Points Devaluation, Earning Halved"
Samsung Pay quietly increased its point redemption ratio to 12,500 points for $50 (it used to be 10,000 points for $50, with up to 5,000 points also redeemable for $50). It also re...
Ten Questions About Credit Card Limits
A credit card's credit limit reflects how much you can spend on that card, and it is one way a bank evaluates your overall credit. A low limit can be inconvenient when making large...
AMEX Blue Cash (OBC): A Heavy Spender’s Pick [2/7 Update: Discontinued!?]
AMEX quietly removed this card’s page from its website. At the same time, the old application link stopped working and now automatically redirects to the Blue Cash EveryDay link. M...
BofA Cashback Deals Guide [1/30 Update: Paid Phone Bill, $75 Cashback Already Pending]
Two days apart, I paid a friend’s AT&T bill twice for $15 each, and the $75 cashback is already pending. AT&T accounts can be overpaid, so you can just help a friend make a payment...
Amazon Dash Button Guide [1/27 Update: Get Dash Wand and Come Out $5 Ahead]
You can now buy the Dash Wand on Amazon for $14.38 and get a $20 coupon after registration, which means you come out about $5 ahead. Think of the Dash Wand as the ultimate version...
US Bank Cash 365 (AMEX Version) Credit Card: 1/16 Update — $150 Bonus Is Here
US Bank has quietly increased the sign-up bonus on this card. For a no-annual-fee credit card that earns 1.5% cash back on all purchases, a $150 bonus is pretty solid, especially s...
Award Ticket + Infant Ticket Booking in Practice (U.S.–China Flights)
A high-difficulty award booking: from a small U.S. city to a second-tier city in China, plus an infant ticket and multiple checked bags. I’d say I came up with a pretty good soluti...