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Wells Fargo Signify Business Business Credit Card Overview
Simple and straightforward: 2% cash back + no annual fee!
- Welcome bonus: $500 (spend $5,000 in 3 months)
- Rewards: 2% cash back on all purchases
- Redemption: Redeem for cash back directly
- Annual fee: $0
- Apply now>>
Benefits
- Priority Pass membership: Note that this membership is different from the free lounge access offered by some other credit cards. Visits are charged per use, and the fee depends on the specific lounge. Registration link
Insurance Benefits
- Common Carrier Travel Accident Insurance: Coverage of up to $250,000 when traveling on most common carriers
- MasterRental Insurance Coverage: Provides rental car insurance. Details
My Take
This card is all about simplicity: 2% cash back on all purchases and no annual fee. The welcome bonus is also quite solid at $500.
Application
Wells Fargo Credit Card Application Guide
- Application status check link. Or call: (800) 967-9521
- If you applied for one of their cards within the past 6 months, you will not be approved for a new personal card. For Hotles cards, the restriction is 15 months. For business cards, the restriction is 12 months.
- Wells Fargo credit cards appear to have an unknown limit on the total number of cards you can hold. You may need an SSN, and you may need to be a U.S. citizen or green card holder to apply.
- You can call the reconsideration line at 866-412-5956 to speed up credit card approval or request a review of a denied application.
- Having a Checking account may help with getting approved for a credit card.
- More about applying for Wells Fargo credit cards