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Wells Fargo Active Cash Credit Card Introduction
Wells Fargo Active Cash Credit Card
2% cash back on all purchases; no annual fee!
- Welcome bonus: $200 cash back when you spend $500 in the first 3 months
- Rewards: 2% cash back on all purchases
- Redemption: Redeem for cash back directly
- Annual fee: $0
- Apply now>>
Benefits
- Cell phone protection included: If you pay your monthly cell phone bill with this card and your phone is damaged or stolen, you can receive up to $600 in reimbursement (the first $25 is your responsibility). See also: Introduction to Credit Card Cell Phone Protection
- Free FICO score: Each month, the Experian FICO credit score is provided. See also: Which Free Credit Score Is the Best?
- 0 APR for 15 months: For the first 15 months after account opening, purchases and balance transfers have no interest. See also: Introduction to 0 APR Offers
My Take
It doesn’t have a lot of standout perks, but as a no-annual-fee card that earns 2% back on all purchases and also offers $600 in cell phone protection, it’s still fairly competitive!
Apply
Wells Fargo Credit Card Application Guide
- Application status check link. Or call: (800) 967-9521
- If you applied for one of their cards within the past 6 months, you will not be approved for a new personal card. For Hotles cards, the restriction is 15 months. For business cards, the restriction is 12 months.
- Wells Fargo credit cards appear to have an unknown limit on the total number of cards you can hold. You may need an SSN, and you may need to be a U.S. citizen or green card holder to apply.
- You can call the reconsideration line at 866-412-5956 to speed up credit card approval or request a review of a denied application.
- Having a Checking account may help with getting approved for a credit card.
- More about applying for Wells Fargo credit cards