【Updated 2025.1】According to the official website, this card will undergo benefit changes on April 14, 2025. The previous unlimited 4x on dining will become capped at $2,000 per quarter, and anything above that will earn only 1x. The most generous dining card is finally coming back down to earth.
There are also some less useful changes, such as a 5% bonus when redeeming for gift cards, points no longer expiring, and a travel portal partnership with booking.com.
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US Bank Altitude Go Credit Card Review
U.S. Bank Altitude Go Credit Card
4% on dining; $15 annual streaming credit; no annual fee!
- Welcome bonus: 20,000 points (spend $1,000 in 90 days)
- Rewards: Dining/takeout/delivery 4x; supermarkets, gas, and streaming services 2x
- Redemption: Cash back
- Annual fee: $0
- Apply now>>
Benefits
- No Foreign Transaction Fee (FTF): Most cards with no foreign transaction fee come with an annual fee, so it is nice that this card has no annual fee. See also: FTF Guide
My Take
This card is still pretty interesting: it has no annual fee, and you can effectively get $15 in streaming reimbursement every year. Unlimited 4x on dining used to be a strong feature. However, unfortunately, the points on this card are basically just cash back, and cannot be redeemed toward travel purchases at 1.5 cents per point like the Altitude Reserve.
How to Apply
- US Bank application status check link. Or call: 800-947-1444
- When you apply, US Bank may check the two smaller credit bureaus SageStream & ARS credit reports, so you may consider freezing them before applying
- You can only earn the welcome bonus on the same US Bank credit card once
- You can call the reconsideration line (800-947-1444) to speed up the credit card approval process or to have a denied application reviewed again.
- US Bank is relatively sensitive to HPs and new accounts. Having a US Bank Checking account can help with getting approved for a credit card
- More about applying for US Bank credit cards