PNC Cash Unlimited Credit Card

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Full review

PNC Cash Unlimited Credit Card

A card you can keep for the long term with minimal hassle!

  • Welcome bonus: $250 (spend $1,000 within 3 months of account opening)
  • Rewards: 2% cash back on all purchases
  • Redemption: Redeem directly for cash back
  • Annual fee: $0
  • Apply now>>

Benefits

  • $800 iPhone Protection: If you use this card to pay your phone bill, you can get up to $800 in reimbursement if your phone is damaged. Learn more

My Take

This card is still worth keeping long term. The 2% cash back on all purchases is solid and can cover some spending that doesn’t fit into 5% cash-back categories. And the $250 sign-up bonus is pretty generous. With no annual fee and no foreign transaction fees, it’s also especially hassle-free to use.

That said, compared with Citi Double Cash, this card is a little more of a standalone card, since the cash back you earn can only be redeemed as cash. By contrast, Double Cash can boost the value of rewards with other Citi cards.

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  • The page notes that you need to be approved for a $5,000 credit limit, so it’s best for people with at least six months of credit history and a credit card with a limit above $5,000 to apply.

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