Holders of the old version of the card with the $49 annual fee have received a round of targeted email upgrade offers to the new IHG Premier card with the $99 annual fee. Here’s the breakdown.
Here’s a comparison between the old and new cards. At first glance, the new card looks better, but one thing not shown in the image is that the old card offers a 10% points rebate on award redemptions, while the new IHG Premier card does not. If you currently hold the old IHG card, applying for a new IHG card may not come with a bonus. For existing old-card holders, the best move is to apply for the IHG Business card. That way, you can stack the fourth-night-free benefit with the 10% points rebate for an effective return of about 35%.
