First Tech Credit Union Credit Cards (Welcome Bonuses of $300/$200)

About First Tech

First Tech Federal Credit Union is a federally chartered credit union headquartered in Hillsboro, Oregon, and regulated by the National Credit Union Administration (NCUA). First Tech has more than 650,000 members, over $12 billion in assets, and 36 branches mainly located in high-tech business centers in California, Colorado, Oregon, Washington, and four other states.

Besides the checking account we introduced earlier, First Tech also has three credit cards with solid benefits, so we’ll cover them here as well.

• First Tech Federal Checking account overview "$300 opening bonus"

First Tech Odyssey Credit Card

This card focuses on travel-related spending. 3% is a bit low for a card with an annual fee. Still, the $300 welcome bonus is pretty good, and if the first-year annual fee is waived, you can close it before the second-year annual fee is charged.

First Tech Choice Rewards Credit Card

There’s nothing especially standout here, but it does pair a no-annual-fee structure with extra cash back and reimbursements under certain checking account conditions, so it’s still decent. The $200 welcome bonus is pretty good for a no-annual-fee card.

First Tech Platinum Credit Card

No welcome bonus, which is pretty frustrating. But this card has no fees at all: no annual fee, no foreign transaction fee, and even cash advances and balance transfers have no fees.

Additional Checking Account Benefits

If you have a First Tech checking account and also hold any one of these three cards, you can get extra benefits. If the checking account meets 20 transactions per month, has $1,000+ direct deposit, and is enrolled in e-statements, the credit card can earn an extra 0.5% cash back each month (up to $15) and a $10 streaming reimbursement, which is a pretty practical perk.

Application Links

• First Tech Odyssey Credit Card
• First Tech Choice Rewards Credit Card
• First Tech Platinum Credit Card