There is currently a 15% discount when redeeming cash back for Apple gift cards, which is essentially like buying Apple products at 85% of the price. Apple gift cards can be added to your account and used on Apple.com or in stores to buy Apple products such as iPhones, computers, and iPads. You can also keep stacking them and use them over time.
This card has no annual fee and also offers quarterly 5% cash back, so it’s fairly easy to build up rewards. Right now there is also a $100 welcome bonus, which makes it a good option for beginners.
Discover cash back can be redeemed for discounted gift cards in many categories, such as Uber, Gap, Office brands, Amazon, and Target, with discounts of up to 20%. You can check the available options in your account.
If you’re not sure, you can sort by added value to find the more valuable redemption options.
Among the higher-value options, Amazon, Walmart, and Target are all at 5%. Uber has a limited-time 15% discount, which is pretty good.