About This Offer

With a new or existing Citi Self Invest account, you can receive up to a $1,000 bonus by depositing funds!

To qualify, deposit at least $10,000 in New-to-Citi funds into a new or existing Citi Self Invest account. The bonus amount depends on the final amount deposited:

  • Deposit between $10,000 and $49,999: receive a $100 bonus
  • Deposit between $50,000 and $199,999: receive a $200 bonus
  • Deposit between $200,000 and $499,999: receive a $500 bonus
  • Deposit $500,000 or more: receive a $1,000 bonus

There are two additional requirements:

  • The funds must enter the account during the Account Funding Period specified by Citi and must remain in the account until the corresponding Maintain Funds deadline. The exact dates depend on when you first deposit New-to-Citi funds, so after enrolling in the promotion, refer to the timeline in your own offer terms.
  • During account opening, choose to receive statements electronically (paperless statement / eDelivery), and keep that setting at least through the end of the Account Funding Period.

Note that the funds must be New-to-Citi funds, meaning the ultimate source must be new funds from outside Citi. Simply moving money already held at Citi from one Citi account to another will not automatically make it New-to-Citi funds. Both cash and securities can be transferred into the account through eligible transfer methods according to the offer terms.

Fees

This Self Invest account has no monthly fee and no management fee. Online ETF and equity trades have no fees. For other fees, see the official fee schedule below:

About Investment Accounts

Many investment and brokerage accounts now offer generous opening bonuses. You can choose a few good ones to open. Opening this type of account generally does not affect your credit score, so you can feel comfortable opening several.

Stock Market Basics

Here are some popular U.S. stock brokerages and their account-opening bonuses:

Overview Sign-Up Bonus Quick Take
Moomoo $200 in stock vouchers + $1,000 in Anthropic stock + 8.1% APY Feature-rich with a strong Chinese-language experience. Its market data, Level 2 quotes, options, and cash management features are useful for everyone from beginners to active traders.
TradeUp 50 shares of NVDA + a chance to win 5 shares + 4% for three months Well suited to active trading, with competitive trading fees and margin rates for U.S. tax residents. It supports Web Trading and Level 2 quotes and offers Chinese-language customer service.
Webull 12 fractional shares + one month of Premium membership Strong charting and active-trading features, including technical indicators, options, and premarket and after-hours trading. A good fit for frequent traders.
BBAE Up to $650 in rewards Convenient for Chinese users to open an account; applications are accepted without an SSN or ITIN. It offers good Chinese-language support, but currently charges a platform fee, making it less suitable for frequent trading with small amounts.
Robinhood A chance to win 1 share of stock Its simple interface is easy to use, making it suitable for first-time U.S. stock investors. Gold members also get a higher yield on uninvested cash and lower margin rates.
Interactive Brokers Up to $1,000 A highly capable broker with access to global markets and multiple currencies. Its margin costs are competitive, and Chinese residents can also open accounts. A good fit for experienced investors and those investing globally.
TradeStation $250 Geared toward professional and active traders, with powerful advanced charting, strategy backtesting, and automated trading tools. Most long-term investors may not need these features.
Schwab Up to $1,000 Well suited to long-term investing and larger portfolios, with convenient access to ETFs and CDs. Checking accounts and global ATM access are also advantages, but the default yield on uninvested cash is relatively low.
Fidelity Account opening link A long-established full-service brokerage suited to long-term investing, ETFs, and retirement accounts. It also offers good cash management, making it a solid choice as a primary long-term brokerage.
BIT (formerly Matrixport) Earn $210 by depositing and trading Suitable for Chinese users and digital asset investors. You can use funds such as USDT and USDC to invest in U.S. stocks. It is not a traditional U.S. brokerage, so review its fees and asset custody structure separately.
SoFi Invest $75 for opening an account Easy to use and supports Stock Bits, making it suitable for small investments and long-term investing. It has fewer advanced market data and trading tools, so it is not ideal for frequent trading.
M1 Finance Get $10 when you deposit Focused on Pies and automated investing. It is well suited to setting a stock and ETF allocation and investing regularly over the long term, but not to active trading.

If you don’t have an SSN or ITIN but still want to invest in U.S. stocks, consider the brokerages and platforms below. They accept a full set of Chinese documents, and you can register with a national ID card or passport. None participates in China’s CRS.

  • BBAE: Welcoming to Chinese users; no SSN or ITIN required to open an account
  • BIT (formerly Matrixport): Open an account with a national ID card; approval can take just a few hours.
  • Bitget: Complete identity verification with a national ID card or Chinese passport

If you’re in China and want to invest in U.S. stocks, see this overview:

Application Link