About This Offer

With a new or existing Citi Self Invest account, you can receive up to a $1,000 bonus by depositing funds!

To qualify, deposit at least $10,000 in New-to-Citi funds into a new or existing Citi Self Invest account. The bonus amount depends on the final amount deposited:

  • Deposit between $10,000 and $49,999: receive a $100 bonus
  • Deposit between $50,000 and $199,999: receive a $200 bonus
  • Deposit between $200,000 and $499,999: receive a $500 bonus
  • Deposit $500,000 or more: receive a $1,000 bonus

There are two additional requirements:

  • The funds must enter the account during the Account Funding Period specified by Citi and must remain in the account until the corresponding Maintain Funds deadline. The exact dates depend on when you first deposit New-to-Citi funds, so after enrolling in the promotion, refer to the timeline in your own offer terms.
  • During account opening, choose to receive statements electronically (paperless statement / eDelivery), and keep that setting at least through the end of the Account Funding Period.

Note that the funds must be New-to-Citi funds, meaning the ultimate source must be new funds from outside Citi. Simply moving money already held at Citi from one Citi account to another will not automatically make it New-to-Citi funds. Both cash and securities can be transferred into the account through eligible transfer methods according to the offer terms.

Fees

This Self Invest account has no monthly fee and no management fee. Online ETF and equity trades have no fees. For other fees, see the official fee schedule below:

About Investment Accounts

Many investment and brokerage accounts now offer generous opening bonuses. You can choose a few good ones to open. Opening this type of account generally does not affect your credit score, so you can feel comfortable opening several.

Stock Investing Basics

Below are introductions to several commonly used U.S. stock brokerages and their signup bonuses.

Overview Signup Bonus Quick Take
Moomoo Futu Get a $350 stock card + $1,000 NVDA + 8.1% APY Comprehensive features and a strong Chinese-language experience. Quotes, Level 2 data, options, and cash management are all practical, making it suitable for everyone from beginners to active traders.
TradeUp Tiger Brokers Get 50 NVDA shares + draw for 5 shares + 4% for three months Good for active trading. For U.S. tax residents, trading fees and margin are relatively competitive. It supports Web Trading, Level 2 data, and Chinese-language customer service.
Webull 12 fractional shares + 1 month of Premium membership Strong market-watching and active-trading features. Charts, technical indicators, options, and pre-market/after-hours trading are fairly complete, making it suitable for frequent traders.
BBAE Up to $650 in rewards Convenient account opening for users in China, with no SSN/ITIN required to apply. Chinese-language support is strong, but it currently has a Platform Fee, so it is not ideal for small-balance, high-frequency trading.
Robinhood Draw 1 stock The interface is simple and easy to use, making it suitable for beginners buying U.S. stocks for the first time. Gold users also get a high yield on idle cash and a lower Margin Rate.
Interactive Brokers Up to $1,000 Highly professional, with support for global markets and multiple currencies. Margin costs are competitive, and it also supports account opening for China residents, making it suitable for advanced investors and global investors.
TradeStation $250 More geared toward professional and active trading. Advanced charting, strategy backtesting, and automated trading features are relatively strong, but ordinary long-term investors may not need them.
Schwab Get up to $1,000 Good for long-term investing and larger asset balances. Buying ETFs and CDs is convenient. Checking and global ATM access are also advantages, but the default interest rate on idle cash is relatively low.
Fidelity Brokerage Account Signup link A long-established full-service brokerage, suitable for long-term investing, ETFs, and retirement accounts. Cash management is also good, making it a strong choice as a long-term primary brokerage.
BIT (formerly Matrixport) Get $210 for deposits and trading Suitable for users in China and digital-asset users. It can be used to allocate USDT/USDC and other funds into U.S. stocks. It is not a traditional U.S. brokerage, so you should review fees and the asset custody structure separately.
SoFi Invest Get $75 for opening an account Simple to use and supports Stock Bits, making it suitable for small-balance and long-term investing. Professional market data and trading tools are limited, so it is not suitable for frequent trading.
M1 Finance Investing Get $10 for depositing money Focused on Pies and automated investing. It is suitable for long-term dollar-cost averaging after setting your stock and ETF allocations, but not for users mainly focused on active trading.

If you do not have an SSN/ITIN but still want to trade U.S. stocks, you can consider the following brokerages/platforms. They can be opened entirely with China-based documents, and you can register with an ID card or passport. They do not participate in China CRS.

  • BBAE: Chinese-user friendly, and you can open an account without an SSN/ITIN
  • BIT (formerly Matrixport): You can open an account with an ID card, and approval can be completed within a few hours.
  • Bitget platform: Identity verification can be completed with an ID card/Chinese passport

If you are in mainland China and want to invest in U.S. stocks, you can read this overview:

Application Link