Chase Offers should be familiar to most readers by now. In previous posts, we also covered a few ways to stack Chase Offers with Swagbucks for a small profit. See:

Recently, a bunch of pretty good offers have shown up on Chase cards. Here are a few practical ones:

Lowe's: 10% Back

Take a look at your Chase cards to see whether you have this Lowe's 10% back offer. You can save up to $13-$19. Chase offers often appear on multiple cards at the same time, including both credit cards and debit cards. Unlike AMEX Offers, each Chase card can use the offer once, and they do not conflict with one another. AMEX offers usually can only be added to one card. Many BofA offers are similar to Chase offers because they share the same offer system, but BofA offers can only be used once. So if the same offer appears on several Chase cards, you can add it to each card and redeem it once on each one.

Since Lowe's stores sell all kinds of gift cards, if you do not have an actual need to shop at Lowe's, you can buy gift cards instead. I bought an Amazon gift card, which effectively made it 10% off.

Lowe's stores also carry many other gift cards, such as Starbucks, Uber Eats, DoorDash, Google Play, as well as prepaid Visa gift cards and Mastercard gift cards. It may be worth stocking up on discounted gift cards that are actually useful to you. Visa gift cards and Mastercard gift cards usually have activation fees, so I do not recommend them.

Get $8 Back on an AARP Membership

Here is the offer:

This offer requires purchasing a 1-year AARP membership. AARP stands for American Association of Retired Persons. Despite the name, it is not limited to seniors; anyone can join. In addition to standard senior discounts, many merchants also offer larger discounts to AARP members. Some AARP benefits include:

  • Bubba Gump Shrimp: AARP members get 10% Off
  • Outback Steakhouse: AARP members get 15% Off
  • Denny’s: ages 55+ get 10% Off; AARP members get 20% Off, plus there is a senior menu
  • Reebok Outlet Stores: AARP members get 20% Off
  • Hilton: AARP members get 10% Off
  • Motel 6: AARP members get 10% Off
  • La Quinta: AARP members get 10% Off
  • Alamo Car Rental: AARP members can get up to 25% Off
  • Avis Car Rental: AARP members can get up to 25% Off
  • Hertz: AARP members can get 10%-25% Off
  • Budget: AARP members can get up to 30% Off
  • Enterprise Rent-A-Car: AARP members get 5% Off
  • Norwegian Cruise Lines: AARP members can get a $100 discount
  • Windstar Cruises: AARP members get 5% Off
  • Expedia：guarantees the lowest price for AARP members
  • Grand Canyon Railway: AARP members get 15% Off
  • Yellowstone: AARP members get 10% Off on in-park purchases
  • Regal Cinemas: ages 60+ get 30% Off; AARP members also get a $3 discount on a popcorn and drink combo
  • Ticketmaster: AARP members get 25% Off
  • Cirque du Soleil: AARP members get 20% Off
  • Amazon: AARP members get 10% Off on books or audiobooks, and up to 50% Off on Kindle ebooks
  • UPS Store: AARP members get 15% Off purchases
  • Cricket Wireless: AARP members get a $20 discount
  • AT&T: AARP members get a 10% off FAN discount

This Chase offer can be stacked with Swagbucks for a money-maker. If you are not familiar with Swagbucks, see our previous introduction:

If you do not yet have a Swagbucks account, feel free to register through our referral link:

Swagbucks referral registration link (sign-up bonus: 300SB + 1000SB after spending $25)

Then you can search for this offer on Swagbucks:

The Swagbucks offer gives 1500SB (worth $15) for subscribing to a 1-year AARP membership. The subscription costs $12, so that is a $3 profit already. Chase gives another $8 back, for a total profit of $11. You also get a free backpack with the membership purchase.

After purchasing, the SB went pending immediately.

One thing to note: the system defaults to automatic renewal. If you do not want to keep the membership long term, it is recommended that you log in to your account and cancel auto renew after the SB is pending.

Spend $30 at Cricket, Get $25 Back

Here is the Cricket offer:

This requires spending $30+ at Cricket. Right now, this offer is a good fit for getting the Cricket iPhone SE. See this guide:

If you have this offer on multiple cards, you can also use it to pay your phone bill. Cricket is a prepaid service, so you can prepay your bill. Just make sure to redeem the offer before it expires.

In addition, Chase often has good offers for Starbucks/CBS/Groupon/Amazon Prime/Chick-fil-A and more. I will not list them all one by one here. Feel free to share any good uses for these offers in the comments.