Recently, we saw an interesting DP on US Credit Card Guide: one reader upgraded from the Capital One Venture to the Venture X, and because they had already paid this year’s $95 annual fee, they did not need to pay the difference up to the Venture X’s $395 annual fee after upgrading. If you also have another Capital One card, it may be worth trying for an upgrade.
The Venture X offers excellent value: it comes with annual credits/reimbursements, and you can also get free points every year.
More details about the Venture X
Capital One Venture X Credit Card
A premium card that can more than pay for itself each year
- Welcome bonus: 75,000 Capital One points (spend $4,000 in the first 6 months)
- Rewards: 2x on all purchases, plus 10x/5x through the Capital One Travel portal
- Redemption: 100 points = $1 toward travel purchases; 1:1 transfers to airline miles
- Annual fee: $395
- Apply now>>