【Updated 2025.6】The 70k miles welcome offer on this card is back, and it’s available directly through the link. If you go through a dummy booking, you may instead see a 60,000 + $100 offer, but I think the 70,000 offer is better.

This is a pretty solid welcome offer, so I’ve added it to our best credit card welcome offers list.

You just need to do a dummy booking on airfrance and continue all the way to the payment step to see the offer. You can fill in the information however you like, but the offer only appears once you reach the payment page.

It will then show up on the payment page.

BofA Air France-KLM Credit Card Review

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Full review

BofA Air France KLM Credit Card

3x on SkyTeam airfare; 5k bonus miles every year!

  • Welcome bonus: 70,000 miles (spend $2,000 in 3 months)
  • Rewards: 3x on SkyTeam airfare purchases (including Delta and Air France/KLM); 1.5x on all other purchases
  • Redemption: Redeem for SkyTeam award tickets (including Delta, Air France/KLM, etc.)
  • Annual fee: $89
  • Apply now>>

Other Benefits

  • Earn XP toward elite status
    • You get 60 XP (Experience Points) upon approval, which can help accelerate your progress toward Flying Blue elite status.
    • After opening the card, you can receive 20 XP each year after paying the annual fee, and if you spend $15,000 in that year, you can earn an additional 40 XP.

My Take

Bank of America (BofA) and Air France-KLM launched the first co-branded credit card for the US market. Air France and KLM share the same Flying Blue frequent flyer program. Flying Blue often offers discounted Promo Award tickets to Europe at very attractive mileage rates.

Compared with other airline credit cards, this card’s earning structure is reasonably decent, but it still falls short of the 3x earning rates on dedicated travel cards like the Citi Prestige or Chase Sapphire Reserve, and especially the 5x on the Amex Platinum. Flying Blue miles can now be transferred from all three major flexible points currencies: Membership Rewards, Ultimate Rewards, and ThankYou Points, so using the program is not particularly difficult.

The card’s ongoing annual benefit is effectively paying the $89 annual fee in exchange for 5,000 Flying Blue miles each year. Somewhat surprisingly, cardholders do not receive any flight benefits when flying Air France or KLM. Also, since the miles are not especially valuable, there isn’t much reason to keep this card long term unless you specifically need the XP for elite status qualification.

How to Apply

  • When applying, you need to enter your KLM membership number. If you already have one, be sure to fill it in. Otherwise, a new one will be assigned automatically.
  • BOA application status check link, or call: (800) 732-9194
  • 2/3/4 rule: at most 2 cards approved within 2 months, 3 within 12 months, and 4 within 24 months. However, BofA’s system is not very reliable, and sometimes a card may be approved at first but later shut down.
  • The welcome bonus on the same card can only be received once every 24 months, and you need to make sure the card is closed before applying again>
  • You need to be a Resident to apply for a BOA credit card online: when applying for a BofA credit card online, if you select Non resident alien, you will not be able to continue and must apply by phone. However, BofA’s definition of Resident alien is different from the IRS definition of Resident alien for tax purpose. No matter what immigration status you used to enter the US, if you have lived in the US for 183 days within the past two years, then select Resident Alien. If you just arrived in the US and cannot meet this requirement, follow the prompt on the online application page and call 1.800.932.2775 to apply.
  • You can call the reconsideration line (888-593-6092) to speed up credit card approval or request a review of a denied application.
  • More about applying for BofA credit cards

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