Current AMEX Business Gold/Green cardholders can upgrade to the AMEX Business Platinum through the link below and receive a 120,000 Membership Rewards point upgrade bonus. This appears to be a public offer available to everyone.
After its recent refresh, the AMEX Business Platinum added some more practical credits, including up to $600 in FHR credits, making it a premium card that can be worth the annual fee. An upgrade offer will not result in a hard pull, and since this is not a new card, it is a good option for earning a large number of points. If you do not need this card in the second year, you can simply downgrade back to the Gold or Green.
Introductions to these cards are below:
AMEX Business Green Business Card
No annual fee for the first year! Mediocre benefits
- Welcome bonus: 15,000 Membership Rewards (spend $3,000 in 3 months)
- Rewards: 1x on all purchases
- Redemption: 100 = $1 toward flights and hotel bookings, with 1:1 mileage transfers
- Annual fee: $95（No annual fee for the first year）
- Apply now>>
Automatically earn 4x points, plus up to $240 in annual shipping statement credits
- Welcome bonus: Up to 200,000 Membership Rewards (spend $15,000 in 3 months)
- Rewards: Earn 4x on your top two spending categories, including: transit, wireless phone services, electronic goods, advertising, gas stations, and computer hardware/software/cloud solutions (on the first $15k in purchases, then 1x thereafter)
- Redemption: Redeem for gift cards, cash, and travel; transfers to airline miles offer the best value
- Annual fee: $375
- Apply now>>
Over $1,300 in annual statement credits; comes with a large set of premium benefits!
- Welcome bonus: Up to 300,000 Membership Rewards (spend $20,000 in 3 months)
- Rewards: 5x on flights and select hotel purchases; 1.5x on purchases of $5,000 or more; 1x on everything else
- Redemption: Transfer 1:1 to many airline miles and hotel points programs; get 35% points back when redeeming for eligible flights
- Annual fee: $895（Changes for existing cardholders in 2026）
- Apply now>>