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Right now, TopCashback is offering double cashback. I ordered 5 lines, and 4 of them are currently tracking. The one-month cost for 5 lines is about $170 plus tax, while the cashback is about $750. Since this is only for the TopCashback cashback offer, you do not need to port in a number; you can simply get new lines when placing the order. TopCashback tracking can be delayed, so if it does not track or tracks incorrectly, remember to contact customer service. That said, I do not recommend going too hard on this, since it can easily lead to account shutdown.

The annual Black Friday sale has started, and one of the hottest topics is how to buy an iPhone conveniently and cheaply. We previously recommended iPhone offers from Costco, Visible, and Best Buy. If you are not familiar with them, see our earlier posts here:

Here we will mainly introduce the Walmart iPhone deal.

Promotion period:

  • Online: starts at 7 PM Eastern Time on November 22, 2021 (Walmart+ members can enter 4 hours early)
  • In store: starts at 5 AM on November 26, 2021

Promotion details:

  • Buy a new phone and get up to a $500 Walmart gift card. Gift card amounts for the main models are as follows: $300 eGift Card for iPhone 13 min, iPhone 13, iPhone 13 Pro and iPhone 13 Pro Max$500 eGift Card for iPhone 12 Pro Max$450 eGift Card for iPhone 12 Pro$350 eGift Card for iPhone 12
  • Trade in an old phone and you can also get up to an additional $250 Walmart gift card.
  • You must purchase an installment plan from AT&T or Verizon. Note the difference from a contract phone: an installment device is not a contract phone, and you can unlock it early by paying off the remaining device balance. As shown below, when I previously bought an iPhone XR, the down payment was $50, and the remaining device balance was financed over 24 months, with a monthly device payment of $25. I paid off the remaining balance at the end of the first month and contacted customer service to unlock it on day 40.

How to do this deal:

In general, either online or in-store works. The advantage of ordering online is that you can stack cashback from cashback sites, and there is no activation fee. If you go to a physical store, you will pay an extra $30 activation fee, and you may need to wait in line. The advantage of going in store is that you can get the new phone and the gift card the same day. Online orders require waiting for the phone to be shipped, and the gift card usually takes about two weeks to arrive as well (as an e-gift card). As shown below, this was my previous iPhone XR deal from Sam's Club. At that time I missed the Walmart deal and only got a $300 Sam's Club gift card, while Walmart was giving a $400 gift card during Black Friday (note that Sam's Club gift cards and Walmart gift cards can be used interchangeably).

One important thing to note is that only the AT&T or Verizon versions are available. I recommend AT&T here because this deal requires a postpaid plan and will involve a credit check, but AT&T uses a soft pull, which generally does not affect your credit score much. In addition, choosing AT&T lets you combine this with its port-in promotion to reduce your net cost. Using my purchase of a 128GB iPhone 11 from Walmart online last year as an example: I originally bought the iPhone 11 with one line, then later added two more lines to get $250 gift cards. The three lines cost $120 plus tax, and I got two $250 Visa gift cards plus $150 in TCB cashback per line. So in the end, my total cost was the iPhone 11 device cost plus two months of service cost, while the rebates included a $400 Walmart gift card, $500 in AT&T gift cards, and $300 in TopCashback cashback. This does not even include the AT&T Offer cashback from my credit card. For more on this port-in promotion, see our previous post:

Of course, AT&T now only gives bill credits, and they are paid out over 10 months, so if you are not a long-term AT&T postpaid customer, you will basically not be able to get that. However, you can still participate in the TopCashback port-in promotion. The offer link is below:

Right now it is double cashback: adding one line gets $150 back, and each user can add up to two lines. You can get the cashback after keeping them active for one month.

If you have not signed up for TopCashback yet, feel free to use our referral link to register:

Therefore, for this deal you can first place the order online, and after receiving and activating the phone, take advantage of the TopCashback double cashback promotion by adding two more lines to get the port-in gift cards. In the end, besides the Walmart gift card, you can also get an additional $150 gift card per AT&T port-in line. Your main costs are the device payments and the plan charges. Generally speaking, you can contact customer service to unlock the device after paying off the remaining balance early and using it for 40 days. When you order an AT&T iPhone from Walmart online, one new line will be created; you only need to keep that line active for 40 days. The two port-in lines can be canceled after one month without affecting your TopCashback cashback, and having three lines can also lower the average plan cost per line. In addition, Walmart+ members can enter 4 hours early, and the AMEX Platinum card includes Walmart+ membership, so remember to use it.