Credit Karma has changed quite a bit over the past few years. In addition to the free credit scores and reports from TU and EQ that it has always offered, it now also provides feat...

On October 19, the IRS officially announced a new rule allowing it to accept credit and debit card tax payments directly in the future, without requiring taxpayers to use a third-p...

In the U.S., credit cards are not the only way to earn sizable welcome bonuses—opening checking or savings accounts can also come with solid bonuses. Today, let’s take a quick look...

Many friends in the U.S. want to help their family members in China invest, or they’ve returned to China long term but still want to buy U.S. stocks. Today we’ll introduce how to i...

This is where insurance fits in a financial freedom plan. Insurance is not meant to make us wealthy, nor to replace an investment account. Its role is: Before achieving financial f...

This article is very important because financial freedom does not end once you put money into the account. When it’s time to actually use that money, the taxes, restrictions, and r...

For most high-income households, Backdoor Roth IRA and Mega Backdoor Roth are both Roth strategies well worth understanding. They aren’t universal solutions, but when used correctl...

This article explains a concept that is very important in long-term investing but often overlooked by beginners: rebalancing. Simply put, rebalancing is not about predicting the ma...

Now that we have these accounts that can help us save on taxes while also allowing us to invest, and the money inside them keeps growing, how do we choose a suitable product that w...

If the U.S. financial freedom roadmap is about how an ordinary family should get started, then this article is about where the finish line probably is—and how different families ca...

This article lays out the master roadmap for the “American Financial Freedom Toolbox” series and ties together the articles we’ve published so far. It doesn’t go deep into the deta...