# Closing Bank Accounts
Chase shut down all my accounts, then brought them back—this time it happened to me "Update 2019.1: Watch out for your Free Night being swallowed"
While my accounts were shut down by Chase, it happened to coincide with the annual Free Night issued by Chase Hyatt. Interestingly, the annual fee posted as usual, but the Free Nig...
How I Got My Chase Shutdown Reversed
A while back, Chase unexpectedly shut down all of my credit cards. After a lot of digging and repeated communication with Chase, I finally got everything reopened. Here’s what happ...
Bad News: 100,000 Sign-Up Bonus Clawback on the May Platinum Card
I got bitten by this too... I blamed myself for being careless: I didn’t get around to freezing it before the September cutoff for annual-fee reversals, and now I’m down to -40,000...
"8/25 Update: The Final Shutdown Wave?" The Death of the Bird Cards (Serve, Bluebird, Redcard)
Redbird is already dead, and Serve and Bluebird are barely hanging on. Who killed them, and how should we respond?...
Credit Card Retention Offers: Tips and Lessons From My Experience
A retention offer is one of the hidden values of a credit card. When you’re thinking about closing a card, don’t forget to squeeze out that last bit of value. Based on my recent ex...
Account Shutdowns and Risk Control at U.S. Credit Card Companies (3): How I Use My Cards
So how exactly should we use credit cards to maximize rewards while avoiding unwanted attention from banks or getting put in the penalty box? This article gives a general overview...
Account Closures and Risk Control at US Credit Card Companies (1): Common High-Risk Behaviors
Why do credit card companies want to shut down your card, and what kinds of behavior are considered high risk?...
Credit Card Tips — Retention Offers
A retention offer is a special incentive from a credit card company designed to persuade you not to close your card. For cardholders, these offers can provide extra rewards while l...