# Citi
Yami (Yamibuy) Shopping Guide [4/19 Update: Get $5 + 10% off for Signing Up, Points Mall Now Open]
If you sign up for Yami now, you can get a 500-point ($5) welcome bonus plus a 10% off coupon for self-operated products sitewide. Yami has also launched a new Points Mall, where y...
A Few Things You Can Do for the New Year in 2019 (Credit Card Edition)
2019 is here. What are some useful things you can do at the beginning of the year? Let’s talk about a few credit-card-related tasks to take care of and a few things you can start p...
Citi Checking Accounts: Earn $200, $400, $600, or 30,000 AA AAdvantage Miles for Opening an Account
Citibank (Citi) used to offer a wide range of Citigold account opening bonuses, and you could even fund the initial deposit with a credit card. But those days are over. Now the bar...
2018 Q5 Credit Card 5x Rewards Summary [Updated 10/1: Q4 Spending Guide and Activation Links]
Q4 2018 is here. Which cards should you keep in your wallet, and which one should you prioritize for spending? Here’s my analysis and summary:...
Credit Card Application Basics — Reapplying for the Same Card (Churning) [6/13 Update: AMEX Now Shows Why You’re Ineligible]
When you apply for an AMEX credit card now, after you fill in all your information and submit, you may see a screen telling you whether you’re eligible for the welcome bonus. There...
Who Offers the Best Free Credit Score? [2/22 Update: Citi Now Offers Free FICO Scores to Everyone]
Citi is now offering free Experian scores to everyone, even if you do not have a Citi card. You only need to register for an account on Citi’s website and verify your identity—no c...
Ten Questions About Credit Card Limits
A credit card's credit limit reflects how much you can spend on that card, and it is one way a bank evaluates your overall credit. A low limit can be inconvenient when making large...
Year-End Reminder: Finish Your Credit Card Travel Credits
If you still haven't finished your credit-card travel credits for this year, now is the time to act. Since credits usually take some time to process and unexpected issues can come...
Beginner Notes (2): Choosing a Second Credit Card
Last time, I shared my experience applying for my first credit card. I believe everyone now has a basic understanding of how credit cards work. This time, I mainly want to share my...
2017 Quarterly Credit Card 5x Cashback Summary [10/20 Update: Discover Can Earn 5% via Amazon Pay]
Based on reader testing, Discover’s 5% cashback category for Amazon in Q4 also works with Amazon Pay, a third-party payment method similar to PayPal. It’s also very easy to use: ju...
How to Claim Compensation When Your Flight Goes Wrong — Advanced Guide
In this advanced guide, we take a deeper look at how to handle issues such as flight delays and schedule changes. We also discuss how to use credit card benefits to seek compensati...