# Citi
Ten Questions About Credit Card Limits
A credit card's credit limit reflects how much you can spend on that card, and it is one way a bank evaluates your overall credit. A low limit can be inconvenient when making large...
Year-End Reminder: Finish Your Credit Card Travel Credits
If you still haven't finished your credit-card travel credits for this year, now is the time to act. Since credits usually take some time to process and unexpected issues can come...
Beginner Notes (2): Choosing a Second Credit Card
Last time, I shared my experience applying for my first credit card. I believe everyone now has a basic understanding of how credit cards work. This time, I mainly want to share my...
2017 Quarterly Credit Card 5x Cashback Summary [10/20 Update: Discover Can Earn 5% via Amazon Pay]
Based on reader testing, Discover’s 5% cashback category for Amazon in Q4 also works with Amazon Pay, a third-party payment method similar to PayPal. It’s also very easy to use: ju...
How to Claim Compensation When Your Flight Goes Wrong — Advanced Guide
In this advanced guide, we take a deeper look at how to handle issues such as flight delays and schedule changes. We also discuss how to use credit card benefits to seek compensati...
Bank-Specific Credit Card Application Rules (AMEX, BofA, Barclays, Citi, Chase, Discover) [10/4 Update: BofA Adds the 2/3/4 Rule]
Recently, BofA added a new 2/3/4 approval rule for credit cards. You can only be approved for 2 new BofA cards within 2 months, 3 new BofA cards within 12 months, and 4 new BofA ca...
“Settlement Compensation Available” Citibank Account Opening Bonus AA Miles 1099 Tax Form Class Action
Various bonus miles earned from opening bank accounts are considered taxable income, and Citi has long issued 1099-MISC forms treating account opening bonuses as income for recipie...
Citi AT&T Access More Credit Card: 8/24 Update — The New 3x Restrictions Have Not Been Fully Enforced
The terms on the Citi AT&T Access More credit card were updated on July 22, excluding real estate payments and gift cards from the 3x categories. However, based on readers’ data po...
Major Changes to the Citi AT&T Access More Card: Rent Payments and Gift Card Purchases Will No Longer Earn 3x Points
The Citi AT&T Access More credit card, jointly issued by Citi and AT&T, was once considered a superstar card because it earned 3x points on online shopping. However, this morning C...
Citi Hilton HHonors Reserve Credit Card — Weekend Luxury "Discontinued"
Because AMEX will become the exclusive issuer of Hilton co-branded credit cards starting in January 2018, this Citi-issued card is about to be discontinued. If you have not applied...
Possibly Your Last Chance to Apply: Citi Hilton Credit Cards Are About to Be Discontinued
Earlier, American Express (AMEX) had already announced that starting in 2018 it would become the exclusive credit card issuer for the Hilton hotel group, and Citi would convert its...