# Cash Back Credit Cards
Account Shutdowns and Risk Control at U.S. Credit Card Companies (3): How I Use My Cards
So how exactly should we use credit cards to maximize rewards while avoiding unwanted attention from banks or getting put in the penalty box? This article gives a general overview...
Q4 2015 5x Bonus Categories Roundup: How Should I Use Them?
There has been a lot of big news lately in the miles-and-points world: first, Discover Apple Pay’s 22% cashback; then AMEX started handing out unusually high welcome bonuses left a...
Credit Card Tips: Switching Spending Categories
When banks launch a credit card, they often offer not only a generous welcome bonus, but also extra rewards in certain spending categories. For example, Chase Freedom offers 5X poi...
Use Apple Pay with Discover and Easily Earn 22%-30% Cash Back!
Discover - Apple Pay Deal Discover recently announced that after iOS 9 is officially released on September 16, all of its credit cards will support Apple Pay (AP). From September 1...
Expert Interview (1) — WayneWayne: Flying Together with My Wife and Son
We’re launching a new “Expert Interview” series on the site. In each installment, we’ll interview someone with solid experience in credit cards and points, and we hope their firsth...
Citi Dividend — A Discontinued Backup Card
The silver sheen has faded, but its power still lingers. I have not really gone away; I am only waiting for the right caller....
A Comparison of Credit Card Cash Back Across 12 Spending Categories
A smart consumer knows how to use different credit cards strategically across different spending categories to maximize value. Today, let’s look at which cash back cards are best f...
Understanding Credit Cards from Scratch
This article highlights several major benefits of credit cards Cash Back and Points on Purchases Most U.S. credit cards offer cash back on spending, which means you earn a little r...