A New Quarter Is Here: Are Your Discover, Freedom, and Dividend Cards Ready?
A new quarter has begun, so what deals do the major rotating-category rewards cards have for us this time? Discover it’s 5% quarterly bonus category for 7.1-9.30 is home improvemen...
Introduction to Airline Alliances
In our introductory series on points systems, we explained what miles are. But that article also mentioned terms like “Star Alliance,” “Oneworld,” and “SkyTeam.” So what exactly ar...
$10 Off $200 Visa Gift Cards at staples.com, Today Only 6/29
Today, you can buy a $200 Visa gift card at staples.com for just $196.95. You can order up to three per order; it’s unclear whether multiple orders will work. Screenshot below: If...
How to Book Peak-Season Award Tickets to China? (oneworld Edition)
If you want to redeem a oneworld award ticket for a trip back to China, in North America you can use American Airlines (AA) miles or British Airways (BA) Avios. Among oneworld carr...
Expert Interview (2) — KartRider: Finding Truth in a Drink, and True Love in Credit Cards
I first noticed him because he was always posting on the forums, saying he couldn’t resist after a few drinks and applied for card after card—and got approved every time. The truth...
How to Book Award Tickets to China During Peak Season? (Star Alliance Edition)
When browsing forums—especially ones with lots of beginners—you often run into the argument that “miles are useless.” The logic usually goes like this: during peak season, cash far...
U.S. Credit Card Application Q&A
We previously published a series of articles on credit card application tips, along with several beginner guides to applying for credit cards. This article mainly ties those relate...
Credit Card Application Talk — Sign-Up Bonuses
There are two main ways to evaluate whether a credit card is good: its long-term holding value and its sign-up bonus value. So for most applicants, the motivation for applying usua...
Credit Card Application Talk: App-O-Rama (AOR)
Before introducing this method, readers should note that it is not as suitable for everyone as Reconsider. If your credit history is less than one year or your credit score is belo...
Credit Card Application Talk — Applying Without an SSN
In the U.S., credit cards are practically essential, and if you use them well, the rewards can be substantial. But for students who have just arrived in the U.S.—especially undergr...
One-Month Blog Recap — ymlulu’s Section
Introduction: Although this blog was launched a month ago, a lot of the content had actually been on my mind for quite a while—I’ve wanted to write it down and share it with everyo...