Credit Cards 101
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Self Score Achieve: A Credit Card Designed for International Students [Product Changed]
You can now get a $30 welcome bonus by applying through a referral link; there is no bonus if you apply directly on the official website. If you already have this card, you can ear...
Capital One Journey Student Rewards Credit Card
If you just got your SSN or have only recently started building credit, this card can be a good option to help establish your credit history and on-time payment record. It’s also v...
HSBC Premier World Mastercard Credit Card: Earn 40,000 Points
If you qualify for this card, I personally think it’s one of the most approachable premium credit cards out there. Its travel and shopping benefits are broadly in line with other p...
Discover Apple Pay 10% Cashback [5/5 Update: Gift Card Cashback Repaid]
Discover sent out a mass email yesterday saying it will make up the 2015 Apple Pay 10% cashback. It is likely preparing to pay those who used Apple Pay + Discover to buy gift cards...
Wells Fargo Cash Wise Credit Card: $150 Welcome Bonus, No Annual Fee
If you’re eligible to apply, this card is still decent. A $200 welcome bonus is quite strong for a no-annual-fee card. The 1.8% cash back on mobile wallet purchases is not especial...
Wells Fargo Platinum Credit Card: 15 Months of 0% APR
This card can be worthwhile if you can take advantage of the 15-month intro 0% APR period. If not, don’t be fooled by the “Platinum” name....
How Banks Process and Approve Credit Card Applications
What happens after you submit a credit card application? Why are some applicants instantly denied while others are instantly approved? What exactly are banks looking at? In this po...
AMEX Platinum Card Benefits Overhauled [3/31 Update: Uber Credit Can Be Used with Uber Eats]
Confirmed! Uber Credit can be used with Uber Eats. When you place an order, it will show as a charge to your credit card, but after delivery the Credit will be deducted. Since the...
Claim Your Amex Platinum March $15 Uber Credit; Metal Card Requests Now Open
American Express (AMEX) announced a set of upgrades to its Platinum cards earlier this month. Now, Amex has started issuing the March Uber credit. In addition, if you want the meta...
How to Apply for a US Credit Card: Step-by-Step Guide
This article walks through the full process of applying for a US credit card, including what documents you need and what key application terms mean, so your application can go as s...