Posts by ymlulu
2017 Quarterly Credit Card 5x Cashback Summary [10/20 Update: Discover Can Earn 5% via Amazon Pay]
Based on reader testing, Discover’s 5% cashback category for Amazon in Q4 also works with Amazon Pay, a third-party payment method similar to PayPal. It’s also very easy to use: ju...
AMEX Financial Review (FR) Overview (with Personal Experience) [10/19 Update: Follow-Up After Being FR’d]
After being FR’d, the charge card isn’t just subject to spending limits—there are actually many hidden restrictions as well. For example, charge cards may stop receiving Pay Over T...
Chase Fairmont Credit Card "10/16 Update: Free Night Has Posted + What I Did With This Card"
I believe this should be the final update to this post. A Free Night certificate earned from prior spending has already been issued, and you can log in to your Fairmont account to...
Bank-Specific Credit Card Application Rules (AMEX, BofA, Barclays, Citi, Chase, Discover) [10/4 Update: BofA Adds the 2/3/4 Rule]
Recently, BofA added a new 2/3/4 approval rule for credit cards. You can only be approved for 2 new BofA cards within 2 months, 3 new BofA cards within 12 months, and 4 new BofA ca...
Citi AT&T Access More Credit Card: 8/24 Update — The New 3x Restrictions Have Not Been Fully Enforced
The terms on the Citi AT&T Access More credit card were updated on July 22, excluding real estate payments and gift cards from the 3x categories. However, based on readers’ data po...
A Chinese Postdoc in Milwaukee Arrested for Reselling Gift Cards? A Gift Card Veteran Explains What Really Happened
Many people have probably seen this news story already: a Chinese postdoc in Milwaukee, FAN XIA, was arrested for reselling large amounts of iTunes gift cards to China. But the cas...
Asia Miles New User Bonus: 8,000 Cathay Pacific Miles (8/21 Update: Only for Hong Kong and Macau Members)
Today, the campaign organizer quietly added a regional restriction on the promotion page. This promotion is only open to members in Hong Kong and Macau. Pretty sneaky....
HSBC Advance Mastercard Credit Card: $250 Sign-Up Bonus
For an HSBC credit card with no annual fee for eligible premium banking customers, the $250 sign-up bonus is pretty decent. The travel and shopping protections are also solid, and...
Dead deal, sold out: Amazon Echo Dot free ~ hurry ~
Purchase link: Amazon Echo Dot It shows $49 after adding to cart, but if you continue to checkout it becomes free....
[Discontinued] HSBC Platinum Mastercard Review
In addition to the 18-month 0% intro APR on purchases, this card has no annual fee and no foreign transaction fees. If you don’t already have a card with no foreign transaction fee...