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About UNest
UNest is a company that offers a mobile app-based 529 education savings plan designed to help parents save for their children’s educational future. In addition to its 529 plan, UNest also offers an investment account service intended to help parents save for their children’s education, living expenses, and other goals. UNest’s investment account is a taxable brokerage account that can be used to invest in assets such as stocks, bonds, and funds to build savings for a child’s future. The account can be opened by a child’s parent or guardian. The source text states that the account’s earnings can be tax-free and taxes are only due upon withdrawal. In addition, UNest offers an automatic savings plan that can regularly transfer a set amount into the account to help users better reach their savings goals.
About EarlyBird
EarlyBird is a company that offers a mobile app-based investment account service for children, designed to help parents save for their children’s future. EarlyBird’s investment account is a taxable brokerage account that can be used to invest in assets such as stocks, funds, and bonds to save for a child’s future education, living expenses, and other goals.
Offer Details
Right now, if you sign up for UNest through Swagbucks and deposit $25, you can earn 12000SB (worth $120) in cashback. The offer link is below:
If you sign up for EarlyBird through Swagbucks and deposit $15, you can earn 2500SB (worth $25) in cashback. The offer link is below:
If you’re not familiar with Swagbucks, you can read our previous guide:
If you don’t have a Swagbucks account yet, feel free to sign up through our referral link:
How to Open a UNest/EarlyBird Account
If you want to open a UNest/EarlyBird account, you can follow these steps:
- Download the UNest/EarlyBird app and register for an account in the app.
- Enter personal information for yourself and your child (if you do not yet have a child, you can choose Future Child), including name, date of birth, and Social Security Number (SSN).
- Select the type of account you want to open, including a 529 education savings plan and/or an investment account.
- Link a bank account as prompted so you can fund the account. To qualify for the reward, the minimum deposit is $25 for UNest and $15 for EarlyBird.
- Choose the assets and portfolio you want to invest in, and make your investment.
Keep in mind that investing involves risk. Returns in an investment account are not guaranteed and may be affected by market fluctuations. Before using a UNest/EarlyBird investment account, it is advisable to fully understand the relevant fees and risks and make an informed investment decision based on your own goals.
UNest/EarlyBird Fees
UNest investment accounts charge an annual management fee of 0.25% (for example, if the account value is $10,000, you would pay UNest a $25 annual management fee), while EarlyBird investment accounts charge an annual management fee of 0.5% (for example, if the account value is $10,000, you would pay EarlyBird a $50 annual management fee). If you invest in funds, you may also need to pay fund expense ratios and other fees. In addition, UNest and EarlyBird charge monthly subscription fees of $4.99 and $1 respectively. New users can get a 7-day free trial. Because Swagbucks rewards pend for 32 days, you would need to keep the subscription for 1 month to complete this deal. It’s recommended that you close the account promptly after the reward posts to avoid losing money on the subscription. Net of fees, opening a UNest or EarlyBird account could leave you ahead by about $115 and $24 respectively, so if you have not done these offers before, don’t miss them.